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Ways to pay your mortgage

You could lose your home if you don’t keep up your mortgage repayments.

There are several different ways to pay your monthly mortgage payments or to make a contribution to any outstanding arrears that may have built up. If your payment is not received in the month it is due your credit rating could be affected.

Phone

You can make debit card payments by calling our Contact Centre on 0345 850 1711. Please note that we do not accept credit card payments.

Direct Debit

How to set up a Direct Debit

Online

You can complete our Direct Debit Mandate form online. Once we receive it, we'll set up the Direct Debit and let you know when it's done.

Direct Debit Mandate

Call us

You can set-up a Direct Debit over the phone by calling our Credit Management team on 0345 850 1766.

Post

Download the Direct Debit Mandate PDF and return to the address within the form.

Direct Debit Mandate [PDF]

Payment dates

Payment dates available are the 1st, 10th, 12th, 15th, 20th and the last working day of the month. All payments set up for the 1st of the month will be collected on the third working day. Customers with a payment date after the 1st of the month may incur additional daily interest.

Electronic Payments

Payments can also be made using internet banking or by requesting your bank to make the payment. For electronic payments please use our bank details below:

  • Account holder name: Your full name
  • Sort code: 20-78-91
  • Account number: 70798924
  • Reference number: Your 9-digit mortgage account number

Please be aware that payments can take up to two business days to show on your mortgage account, after we have received them. Faster payments will normally be received by us no later than the next working day. For example, a payment initiated on a Monday will normally be received by us no later than close of business on the Tuesday. A payment initiated after the cut-off point on a Friday will normally be received on the following Monday.

You should check with your provider what their cut-off time is for sending electronic payments.

Internal Transfer

An Internal Transfer enables you to pay your monthly mortgage payment from your Skipton savings account. A transfer is made automatically from the savings account and is set up following a request from you. Internal Transfers can be set up to collect on any day in the month up to the 26th of the month.

Call us

You can set up an Internal Transfer over the phone by calling us on 0345 850 1766.

Post

If you would prefer to write, then please include the Skipton savings account number you wish to pay from, your Skipton mortgage account number and ensure the letter is signed. Please address the letter to:

Credit Management Department
Principal Office
Skipton Building Society
The Bailey
Skipton
North Yorkshire
BD23 1DN

Important information

Internal Transfers CANNOT be made from a Skipton savings account where withdrawals are not allowed or where you are not a named customer on the account. If you are an attorney who has registered a Power of Attorney (POA) for a Skipton savings account you are able to make Internal Transfers to a mortgage account on behalf of the person you hold a POA for.

Cheque

If you are sending a cheque to cover your monthly payments, please address it to:

Customer Delivery Team
Principal Office
Skipton Building Society
The Bailey
Skipton
North Yorkshire
BD23 1DN.

Please quote your mortgage account number on the back of the cheque.

In branch

You can also make mortgage payments at your local branch, over the counter using cash, debit card or cheque.

You could lose your home if you don’t keep up your mortgage repayments.
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