Member savings accounts

We believe in looking after our members – and that includes giving you access to exclusive savings rates. 

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Why choose a member savings account?

For making more of your savings

Typically, you can earn a higher rate of interest than other accounts we offer.  

For growing your money

We offer different options that could help you save in a way that suits you.

For you

Our member savings accounts are only available to members. It’s one of the ways we look after you.

How do Skipton member accounts work?  

Our range of member savings accounts are here to help you get more from being a member. 

The accounts work in a similar way to other savings accounts we offer. It’s important to read the details and check you’re happy with the terms of the account before you open one. Select the relevant product above for more details.

Frequently asked questions

You're a member of the Society if you have a mortgage with us or personal savings account with a minimum balance of £1. 

If you stop becoming a qualifying member, you won’t be able to open a member savings account.  

If you operate an account on someone else's behalf, for example, as an attorney or personal representative, you are not the member. Membership stays with the customer named on the account.

There’s a lot more to membership with us. Take a look at our member offers page for more information on ways we could help you.

Discover our latest member offers

As a member you also get a say in how we operate. For example, you could become part of our Member Panel and eligible members can also vote at our Annual General Meeting.

Join our Member Panel

Our promise to our members is that you’re more than a customer. Check out how we’re giving members more.

Our member commitments

Free advice on your money?

If you’re not sure the best way to save for your future goals, we’re here to help you. With a My Money Review, our Savings Specialists can look at your finances and advise you on ways we could help you make more of your money. Best of all, this service is completely free. This service is available to everyone – including our members. 

Book your My Money Review

Other ways to save

If you’re not a member right now, we offer a range of other savings accounts that might suit your goals. Once you have at least £1 saved with us, you will become a member. 

You're protected up to £85,000

Your eligible deposits with Skipton Building Society are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS), the UK's deposit guarantee scheme.

Learn more about the FSCS

Jargon Explained

AER

AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added each year. All ISA interest is paid tax-free, which means it’s exempt from income tax. We pay all non-ISA savings interest gross, which means no tax is deducted. It’s your responsibility to pay any tax due, based on your individual circumstances. Tax rules may change in future. Please be aware that products can be withdrawn at any time and without notice.