Protect buildings and contents policies only include accidental damage to underground pipes or cables serving your home as standard under buildings. With Protect policies you can add full Accidental Damage cover, including Extended Accidental Damage, for an additional premium.
Accidental Damage includes:
- fixed glass and sanitary-ware (under buildings cover)
- TVs and music equipment (under contents cover).
Extended Accidental Damage includes:
- if you put your foot through the ceiling (under buildings cover)
- if you spilled red wine on the carpet (under contents cover).
Protect Plus buildings and contents policies include Accidental Damage cover as standard, including accidental damage to underground pipes or cables serving your home, and you can add Extended Accidental Damage cover for an additional premium.
For more details of what is and isn't covered, please check your policy summary and booklet.