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Our app and Skipton Online

We're making managing your accounts online easier than ever, with our app and Skipton Online. You can now manage your savings and mortgages anytime, anywhere you like.

Access your accounts anywhere, anytime

Experience the freedom of managing your accounts at home, or on the go, with Skipton Online and our app.

You'll need to sign up for Skipton Online before you can use the app.

Typing on a laptop

Manage your savings accounts online

Enjoy the freedom of easily managing your savings accounts on both the app and Skipton Online. We offer a range of features, including:

  • view account balances
  • transfer funds
  • view maturity dates on fixed term accounts
  • open savings accounts*

*open selected accounts on the app

Person using their mobile phone

Stay on top of your mortgage

Always be in the know with your mortgage, whether checking on a computer, device or your phone. Simply login and you can view your:

  • mortgage balance
  • payment details
  • remaining term
  • early repayment charges
  • overpayment allowance
Person holding coffee and scrolling on their phone

Compare our app and Skipton Online

FeaturesAppOnline
Secure loginYesYes
View account balances & interest detailsYesYes
View maturity dates on fixed term savings accountsYesYes
Transfer money between savings accountsYesYes
View mortgage balance, payment details & remaining termYesYes
See up to 2 years' mortgage transaction historyYesYes
View Early Repayment Charge detailsYesYes
View overpayment allowancesYesYes
Open selected savings accountsYesYes
Read & send secure messagesYesYes
Manage communication preferencesYesYes
Generate a Secure PasscodeYesNo
View annual & electronic payment statements for savings accountsNoYes
See up to 3 years' savings transaction historyNoYes
Give maturity instructions for fixed term savings accountsNoYes
View interest statements for tax returnsNoYes
View annual mortgage statementsNoYes
Manage personal detailsNoYes

Already a Skipton Online customer?

If you're already signed up for Skipton Online, you can simply download our app today.

If not, you need to sign up to Skipton Online before you can use our app.

Opened a branch account with us?

Some of our savings accounts have limited features in Skipton Online. If you have a branch account that doesn't have online access, you are able to do the following:

  • view your recent transaction history
  • view your paying in options

Frequently asked questions

Our app

Our app contains our main form of two factor authentication, Secure Passcode, which is designed to keep your accounts safe.

We encourage as many customers as possible to install this. But we do understand not everyone has the means or desire to use our app.

As such, we have an alternative called One-Time Code. This sends a text message or an automated telephone call to verify any withdrawals or changes to your account.

To find out more about how this works, visit our  One-Time Code page.

You can use the app on up to two devices. For security reasons, the Secure Passcode feature will only be available on one of them. To find out more about Secure Passcode please visit our Secure Passcode page. You can manage your devices by logging into Skipton Online and going into the Mobile App section in the left-hand menu.

You will need to log in to Skipton Online and remove the device you no longer use. You can see your registered devices in the “Mobile App” menu option.

Once you have removed your device you can download and reinstall the app on a new device. The app will guide you through registration.

Yes. You can download and use the app on your phone or tablet, and still use Skipton Online in the usual way on any device.

You can reset the PIN within the app by following the instructions that appear.

If you'd like to set up or remove login using biometrics, you can go to the PIN & Login preferences in the ‘More’ section in the app.

The app will let you know how you'll receive your registration code, as you set it up.

  • If you're new to Skipton Online or you've never fully completed online registration for security purposes, you'll receive your app registration code in the post. Please allow up to five days for this to arrive.
  • If you’ve previously set up your extra layer of security (Secure Passcode or Grid Card), you’ll receive a text message with your registration code.

Skipton Online

If you forget your password, you can reset it. Simply enter your Login ID and click on the 'Forgotten your password?' link on the login screen. Then follow the instructions.

If you forget your Login ID, select the 'forgotten your Login ID?' link on the login screen and follow the instructions that appear.

If you forget the answers to your security questions, you can reset them. Simply complete the first step of login by entering your Login ID and password. You can then select the 'Forgotten your security questions' link and follow the instructions that appear.

To change your password, go to the Personal Details page. The link for this can be found in the 'My Account' menu at the left-hand side of the page. Then select 'edit' on the password section. 

To make changes, you’ll need a One Time Code or our app (the app contains your Secure Passcode). You’ll need to enter your current password (note your password is case sensitive) before you enter a new password.

Remember to select 'Save' when you’ve changed your password.

Locked accounts

There are a couple of ways you might have locked your account.

If you’ve entered your login details incorrectly in Skipton Online:

You’ll get the option to unlock your account using your Secure Passcode in our app, or the One-Time Code feature.

If neither of these security methods are available to you, you’ll need to call 0345 266 0961, or web chat with our team so we can unlock your account.

If you’ve entered your six-digit PIN incorrectly in our app:

You can unlock within the app using your login details for Skipton Online.

If you’re locked out of the app and Skipton Online at the same time:

You need to call us on 0345 266 0961. Or you can speak to us on web chat.

Extra layer of security

We take online security very seriously and use two-factor authentication to provide an extra layer of security. This means we rely on more than passwords and memorable information for some activities. 

Your extra layer of security can be either your Secure Passcode within our app or your One-Time Code.

You don’t need to use this when logging into Skipton Online or our app. Or when making a payment into your account(s). You only need to use it for certain activities including:

  • Withdrawing money
  • Transferring money
  • Changing your personal details
  • Setting up a new nominated account to withdraw to

When you sign up for our online services, you'll be asked to choose between a Secure Passcode (for our app users only) or a One-Time Code as your extra layer of security.

An extra layer of security is something you'll need to use when you carry out certain activities online. For example, making a withdrawal or changing your address.

You'll have three attempts to enter both the One-Time Code and the Secure Passcode before you're locked out of Skipton Online.

One-Time Code

A One-Time Code is a code we send to you via text message, to your nominated phone number (this can be a landline number). It will expire after three minutes. If you put in the wrong five-digit code in, or if it has expired, you can request another.

Secure Passcode

The Secure Passcode is a six-digit code generated within the app, which lasts for 30 seconds. If you put in the wrong six-digit Secure Passcode, you can generate another.

You’ll be asked to use your Secure Passcode or One Time Code when performing certain tasks that require more security. This includes withdrawing money from your account, changing details of nominated accounts, and changing stored personal and security details. 

You don’t need your Secure Passcode or One Time Code to pay into your account.

Secure Messaging

When Skipton Building Society needs to send confidential or sensitive information by email, we use the Secure Messaging service provided by Mimecast. They are a trusted partner of Skipton. The email will be from skiptonsecureemail@skipton.co.uk

You will have to log in to access your secure message. But the login details you need are different to those you use for Skipton Online.

After you have logged in for the first time after creating your new password, you will have 60 days to access your messages. After 60 days, your password expires, and you’ll be asked to reset it. 

You can use the ‘Forgot password’ link to reset your password. 

You’ll get an email asking you to log in. This is separate to your Skipton Online log in. You will be asked for your email address and to create a new password for the Secure Messaging service.

Your Secure Messaging service password will last for 60 days. Use the ‘Forgot password’ link to reset your password and follow the instructions that appear.

The email will be from skiptonsecureemail@skipton.co.uk. It will also contain a login button that will link to the Secure Messaging service.

The website address will be unique to you and include a special unique code, for example: https://skipton.login-uk.mimecast.com/u/login/[special-unique-code]

Keeping you safe online

We take online security very seriously, so we use two-factor authentication. This means we rely on more than passwords and memorable information for some activities.