Phone
You can make debit card payments by calling our Contact Centre on 0345 850 1711. Please note that we do not accept credit card payments.
Direct Debit
How to set up a Direct Debit
Online
You can complete our Direct Debit Mandate form online. Once we receive it, we'll set up the Direct Debit and let you know when it's done.
Call us
You can set-up a Direct Debit over the phone by calling our Credit Management team on 0345 850 1766.
Post
Download the Direct Debit Mandate [PDF] and return to the address within the form.
Payment dates
Payment dates available are the 1st, 10th, 12th, 15th, 20th and the last working day of the month. All payments set up for the 1st of the month will be collected on the third working day. Customers with a payment date after the 1st of the month may incur additional daily interest.
Electronic Payments
Payments can also be made using internet banking or by requesting your bank to make the payment. For electronic payments please use our bank details below:
- Account holder name: Your full name
- Sort code: 20-78-91
- Account number: 70798924
- Reference number: Your 9-digit mortgage account number
Please be aware that payments can take up to two business days to show on your mortgage account, after we have received them. Faster payments will normally be received by us no later than the next working day. For example, a payment initiated on a Monday will normally be received by us no later than close of business on the Tuesday. A payment initiated after the cut-off point on a Friday will normally be received on the following Monday.
You should check with your provider what their cut-off time is for sending electronic payments.
Part and Part
- This is a combination of both repayment and Interest Only mortgage.
- Restricted to applications where the loan amount is 80% of the property value or less.
- The maximum term for Part and Part is 25 years.
- It's your responsibility to ensure all of the mortgage is repaid by the end of the term. You will need to have a repayment strategy in place to enable you to pay off the part of the loan on Interest Only.
For example, a loan of £50,000 could be made up of £30,000 repayment and £20,000 Interest Only, so there would be a remaining capital balance of £20,000 to repay at the end of your mortgage term.
Internal Transfer
An Internal Transfer enables you to pay your monthly mortgage payment from your Skipton savings account. A transfer is made automatically from the savings account and is set up following a request from you. Internal Transfers can be set up to collect on any day in the month up to the 26th of the month.
Call us
You can set up an Internal Transfer over the phone by calling us on 0345 850 1766.
Post
If you would prefer to write, then please include the Skipton savings account number you wish to pay from, your Skipton mortgage account number and ensure the letter is signed. Please address the letter to:
Credit Management Department
Principal Office
Skipton Building Society
The Bailey
Skipton
North Yorkshire
BD23 1DN
Important information
Internal Transfers cannot be made from a Skipton savings account where withdrawals are not allowed or where you are not a named customer on the account. If you are an attorney who has registered a Power of Attorney (POA) for a Skipton savings account you are able to make Internal Transfers to a mortgage account on behalf of the person you hold a POA for.
Cheque
If you are sending a cheque to cover your monthly payments, please address it to:
Customer Delivery Team
Principal Office
Skipton Building Society
The Bailey
Skipton
North Yorkshire
BD23 1DN.
Please quote your mortgage account number on the back of the cheque.
In branch
You can also make mortgage payments at your local branch, over the counter using cash, debit card or cheque.
You could lose your home if you don't keep up your mortgage repayments.