Calculate your mortgage overpayments
Try our quick and easy mortgage overpayments calculator. It helps you see the difference that making regular overpayments could have on your mortgage. Fill in your details in the link below and click calculate. We will then share with you what your monthly payments could be, the amount of interest you could save, and any reduction in your mortgage term.
We will show illustrations for both a repayment mortgage and an interest only mortgage.
Please note this mortgage overpayments calculator is for illustrative purposes only. It assumes the interest rate used remains the same throughout the mortgage term.
Depending on your mortgage product, there may be restrictions on the maximum amount you can overpay in one year without having to pay an Early Repayment Charge. For more details, see your mortgage account summary in the Skipton app or on Skipton Online, or refer to the details in your mortgage offer.