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Mortgage Overpayments Calculator

Calculate your mortgage overpayments

Try our quick and easy mortgage overpayments calculator. It helps you see the difference that making regular overpayments could have on your mortgage. Fill in your details in the link below and click calculate. We will then share with you what your monthly payments could be, the amount of interest you could save, and any reduction in your mortgage term.

We will show illustrations for both a repayment mortgage and an interest only mortgage.

Please note this mortgage overpayments calculator is for illustrative purposes only. It assumes the interest rate used remains the same throughout the mortgage term.

Depending on your mortgage product, there may be restrictions on the maximum amount you can overpay in one year without having to pay an Early Repayment Charge. For more details, see your mortgage account summary in the Skipton app or on Skipton Online, or refer to the details in your mortgage offer. 

Mortgage overpayments calculator

Our mortgage overpayments calculator allows you to see the difference that could be made to your mortgage by making regular overpayments.

You could lose your home if you don’t keep up your mortgage repayments.

Need help?

Call us

If you have any questions or would like to discuss your options, our team are here to support you. 

0345 850 1711