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Affordability Quick Check

Get an idea of how much you might be able to borrow based on your declared earnings and the number of people planning on applying for a mortgage.

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You could borrow up to £0

Important information

The figure is to give you an idea of the amount you may be able to borrow and is not a mortgage offer. Any lending decision by Skipton is based on your affordability, credit score and suitability of property as security. You can find more information on our Credit Scoring Guide.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Want a more detailed affordability calculation?

Our affordability calculator gives you a more detailed check based on your income and outgoings to see how much you could potentially borrow with the option of completing a Decision in Principle (DIP) when you’re ready.

Affordability Calculator
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