Mortgages

Find your next mortgage

For over 170 years, we’ve been helping more people into homes. Take a look at our mortgage range to see how we could help you too. You can also get a quick Decision in Principle.

First-time buyers

Everyone deserves a home they can call their own. Take a look at our innovative range including our industry-first Track Record mortgages – built to help tackle some of the biggest barriers first-time buyers face.

Remortgaging

Let’s help you plan for what’s next. From finding a new mortgage deal, potentially reducing your payments, changing your term or borrowing more.

Buy to Let mortgages

Landlords, we’re here for you. Whether you’re experienced or starting out, we could have a mortgage to suit you.

Decision in Principle

Found a home you love and ready to make an offer? Get a Decision in Principle (DIP) for an idea of how much you could borrow.

Browse mortgage rates

Check out our current range of mortgage rates – plus tools to help you zero in on the right option.

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Already have a Skipton mortgage?

Our mortgage hub provides you with everything you need.

Existing customers

Mortgage calculators

If you’re exploring your next steps, our mortgage calculators can help you test out different scenarios and see what could work for you.

Repayment calculator

Compare up to three mortgages and see how the different interest rates could affect your monthly payments.

Overpayment calculator

See what difference making overpayments could make to your mortgage.

How much can I borrow?

Get a quick estimate of how much you could borrow before you start house hunting.

If you don't keep up with your mortgage payments you could lose your home. Most Buy to Let mortgages aren't regulated by the Financial Conduct Authority.

Read our latest mortgage insights

Our experts share tips, updates and helpful info to help you make sense of mortgages.

Renting but ready to buy? It’s now easier to take that first step

We've made our Delayed Start mortgages more flexible and added a delayed start feature to our Track Record and Shared Ownership mortgages – so they work for even more people.

New vs older home – which one could be for you?

So, you’re thinking about buying your first home – exciting times! But here’s the big question: do you go for a shiny New Build? Or is an older, traditional home more up your street?

Two new mixed brick semi-detached houses

How to get a mortgage

Buying a first home is a major step. Our mortgage expert Jen Lloyd takes you through the steps of getting a mortgage.

Need help?

Mortgage help and support

If you’re looking for some information, our help section has answers to common customer queries.

Mortgage help

Call

Our friendly team is here to chat

0345 850 1711

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