Moving house

Initial rate payable	3.59% Fixed until 30/04/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.7% APRC
Early Repayment Charges	2% until 30 April 2021, then 1% until 30 April 2022
Max LTV	95%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £185,000 payable over 28 years 5 months initially on a rate fixed until 30/04/2022 at 3.59% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £865.45 and 36 monthly payments of £904.37 and 280 monthly payments of £996.43 followed by a final payment of £567.79. The total amount payable would be £332,896.31 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.59% Fixed until 31/03/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.5% APRC
Early Repayment Charges	2% until 31 March 2021, then 1% until 31 March 2022
Max LTV	85%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £180,000 payable over 28 years 9 months initially on a rate fixed until 31/03/2022 at 2.59% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £739.76 and 36 monthly payments of £868.19 and 284 monthly payments of £957.62 followed by a final payment of £503.51. The total amount payable would be £321,476.67 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.65% Fixed until 31/03/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.5% APRC
Early Repayment Charges	2% until 31 March 2021, then 1% until 31 March 2022
Max LTV	90%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £205,000 payable over 29 years 7 months initially on a rate fixed until 31/03/2022 at 2.65% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £832.96 and 36 monthly payments of £974.52 and 294 monthly payments of £1,077.83 followed by a final payment of £542.76. The total amount payable would be £372,498.54 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.84% Fixed until 31/03/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.5% APRC
Early Repayment Charges	2% until 31 March 2021, then 1% until 31 March 2022
Max LTV	95%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £160,000 payable over 28 years 2 months initially on a rate fixed until 31/03/2022 at 2.84% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £687.63 and 36 monthly payments of £781.68 and 277 monthly payments of £860.52 followed by a final payment of £470.65. The total amount payable would be £283,478.29 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	3.29% Fixed until 31/03/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.6% APRC
Early Repayment Charges	2% until 31 March 2021, then 1% until 31 March 2022
Max LTV	95%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £185,000 payable over 28 years 5 months initially on a rate fixed until 31/03/2022 at 3.29% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £835.01 and 36 monthly payments of £902.49 and 280 monthly payments of £994.34 followed by a final payment of £537.92. The total amount payable would be £331,483.00 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.39% Fixed until 30/04/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.3% APRC
Early Repayment Charges	2% until 30 April 2021, then 1% until 30 April 2022
Max LTV	60%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £165,000 payable over 21 years 3 months initially on a rate fixed until 30/04/2022 at 2.39% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £825.10 and 36 monthly payments of £947.23 and 194 monthly payments of £1,017.30 followed by a final payment of £783.69. The total amount payable would be £252,042.57 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.46% Fixed until 30/04/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.4% APRC
Early Repayment Charges	2% until 30 April 2021, then 1% until 30 April 2022
Max LTV	75%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £205,000 payable over 25 years 3 months initially on a rate fixed until 30/04/2022 at 2.46% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £908.00 and 36 monthly payments of £1,061.19 and 242 monthly payments of £1,156.59 followed by a final payment of £762.99. The total amount payable would be £340,652.61 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.59% Fixed until 30/04/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.5% APRC
Early Repayment Charges	2% until 30 April 2021, then 1% until 30 April 2022
Max LTV	80%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £195,000 payable over 28 years initially on a rate fixed until 30/04/2022 at 2.59% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £815.86 and 36 monthly payments of £953.91 and 275 monthly payments of £1,049.56 followed by a final payment of £609.77. The total amount payable would be £343,160.17 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.69% Fixed until 30/04/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.5% APRC
Early Repayment Charges	2% until 30 April 2021, then 1% until 30 April 2022
Max LTV	85%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £185,000 payable over 28 years 9 months initially on a rate fixed until 30/04/2022 at 2.69% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £770.00 and 36 monthly payments of £892.98 and 284 monthly payments of £984.97 followed by a final payment of £550.74. The total amount payable would be £330,909.50 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.91% Fixed until 30/04/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.6% APRC
Early Repayment Charges	2% until 30 April 2021, then 1% until 30 April 2022
Max LTV	90%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £205,000 payable over 29 years 8 months initially on a rate fixed until 30/04/2022 at 2.91% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £859.53 and 36 monthly payments of £974.99 and 295 monthly payments of £1,078.65 followed by a final payment of £574.33. The total amount payable would be £374,504.44 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.57% Fixed until 30/04/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.0% APRC
Early Repayment Charges	2% until 30 April 2021, then 1% until 30 April 2022
Max LTV	60%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £85,000 payable over 17 years 4 months initially on a rate fixed until 30/04/2022 at 1.57% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £466.71 and 36 monthly payments of £554.28 and 147 monthly payments of £586.11 followed by a final payment of £505.85. The total amount payable would be £117,819.14 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.32% Fixed until 30/04/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.1% APRC
Early Repayment Charges	2% until 30 April 2021, then 1% until 30 April 2022
Max LTV	60%
Mortgage fees	Application:£0 Completion:£995
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The APRC is calculated based on the following: A repayment mortgage of £210,000 payable over 21 years 1 month initially on a rate fixed until 30/04/2022 at 1.32% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £955.08 and 36 monthly payments of £1,206.00 and 192 monthly payments of £1,294.39 followed by a final payment of £1,001.73. The total amount payable would be £315,862.53 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.95% Fixed until 30/04/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.3% APRC
Early Repayment Charges	2% until 30 April 2021, then 1% until 30 April 2022
Max LTV	75%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 9 months initially on a rate fixed until 30/04/2022 at 1.95% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £572.83 and 36 monthly payments of £704.00 and 236 monthly payments of £765.92 followed by a final payment of £517.76. The total amount payable would be £220,366.80 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.79% Fixed until 30/04/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.3% APRC
Early Repayment Charges	2% until 30 April 2021, then 1% until 30 April 2022
Max LTV	75%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 9 months initially on a rate fixed until 30/04/2022 at 1.79% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £562.67 and 36 monthly payments of £703.01 and 236 monthly payments of £764.85 followed by a final payment of £516.36. The total amount payable would be £219,833.40 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.49% Fixed until 30/04/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.3% APRC
Early Repayment Charges	2% until 30 April 2021, then 1% until 30 April 2022
Max LTV	75%
Mortgage fees	Application:£0 Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £275,000 payable over 25 years 5 months initially on a rate fixed until 30/04/2022 at 1.49% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,087.17 and 36 monthly payments of £1,411.69 and 244 monthly payments of £1,539.50 followed by a final payment of £1,016.63. The total amount payable would be £453,567.55 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.94% Fixed until 30/04/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.3% APRC
Early Repayment Charges	2% until 30 April 2021, then 1% until 30 April 2022
Max LTV	80%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £140,000 payable over 26 years 7 months initially on a rate fixed until 30/04/2022 at 1.94% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £561.73 and 36 monthly payments of £700.93 and 258 monthly payments of £767.50 followed by a final payment of £479.73. The total amount payable would be £237,209.73 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.64% Fixed until 30/04/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.3% APRC
Early Repayment Charges	2% until 30 April 2021, then 1% until 30 April 2022
Max LTV	80%
Mortgage fees	Application:£0 Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £265,000 payable over 26 years 9 months initially on a rate fixed until 30/04/2022 at 1.64% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,023.73 and 36 monthly payments of £1,323.72 and 260 monthly payments of £1,450.29 followed by a final payment of £897.23. The total amount payable would be £450,196.07 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.99% Fixed until 30/04/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.4% APRC
Early Repayment Charges	2% until 30 April 2021, then 1% until 30 April 2022
Max LTV	85%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 27 years 9 months initially on a rate fixed until 30/04/2022 at 1.99% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £566.59 and 36 monthly payments of £709.37 and 272 monthly payments of £779.84 followed by a final payment of £456.67. The total amount payable would be £251,708.63 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.79% Fixed until 30/04/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.4% APRC
Early Repayment Charges	2% until 30 April 2021, then 1% until 30 April 2022
Max LTV	85%
Mortgage fees	Application:£0 Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £290,000 payable over 28 years 2 months initially on a rate fixed until 30/04/2022 at 1.79% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,096.17 and 36 monthly payments of £1,409.84 and 277 monthly payments of £1,552.06 followed by a final payment of £893.81. The total amount payable would be £507,876.75 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.61% Fixed until 30/04/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.5% APRC
Early Repayment Charges	2% until 30 April 2021, then 1% until 30 April 2022
Max LTV	90%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 29 years 10 months initially on a rate fixed until 30/04/2022 at 2.61% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £602.93 and 36 monthly payments of £709.77 and 297 monthly payments of £785.66 followed by a final payment of £414.29. The total amount payable would be £273,777.35 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.42% Fixed until 30/04/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.7% APRC
Early Repayment Charges	2% until 30 April 2021, then 1% until 30 April 2022
Max LTV	90%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £165,000 payable over 29 years 7 months initially on a rate fixed until 30/04/2022 at 2.42% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 60 monthly payments of £791.76 and 294 monthly payments of £875.62 followed by a final payment of £467.92. The total amount payable would be £305,405.80 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.15% Fixed until 30/04/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.5% APRC
Early Repayment Charges	2% until 30 April 2021, then 1% until 30 April 2022
Max LTV	90%
Mortgage fees	Application:£0 Completion:£995
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The APRC is calculated based on the following: A repayment mortgage of £280,000 payable over 29 years 10 months initially on a rate fixed until 30/04/2022 at 2.15% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,063.33 and 36 monthly payments of £1,324.84 and 297 monthly payments of £1,466.49 followed by a final payment of £767.84. The total amount payable would be £509,529.53 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.81% Fixed until 30/04/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.5% APRC
Early Repayment Charges	2% until 30 April 2021, then 1% until 30 April 2022
Max LTV	95%
Mortgage fees	Application:£0 Completion:£495
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The APRC is calculated based on the following: A repayment mortgage of £235,000 payable over 27 years 11 months initially on a rate fixed until 30/04/2022 at 2.81% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,014.29 and 36 monthly payments of £1,155.77 and 274 monthly payments of £1,271.30 followed by a final payment of £745.99. The total amount payable would be £415,032.87 made up of the loan amount plus interest, Completion fee of £495, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.95% Fixed until 30/04/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.5% APRC
Early Repayment Charges	2% until 30 April 2021, then 1% until 30 April 2022
Max LTV	95%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £160,000 payable over 28 years 2 months initially on a rate fixed until 30/04/2022 at 2.95% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £696.86 and 36 monthly payments of £782.33 and 277 monthly payments of £861.24 followed by a final payment of £499.24. The total amount payable would be £283,951.24 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.79% Variable (BoEBR + 1.04%) for 2 years from completion. The pay rate will not go below a floor of 1.79%.
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.0% APRC
Early Repayment Charges	0.5% for 2 years from completion
Max LTV	60%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £95,000 payable over 17 years 5 months on our variable tracker rate for 2 years at 1.79% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £529.07 and 36 monthly payments of £618.66 and 148 monthly payments of £654.37 followed by a final payment of £531.02. The total amount payable would be £132,347.22 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.55% Variable (BoEBR + 0.80%) for 2 years from completion. The pay rate will not go below a floor of 1.55%.
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.2% APRC
Early Repayment Charges	None
Max LTV	60%
Mortgage fees	Application:£0 Completion:£995
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The APRC is calculated based on the following: A repayment mortgage of £210,000 payable over 21 years 3 months on our variable tracker rate for 2 years at 1.55% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £971.24 and 36 monthly payments of £1,202.44 and 194 monthly payments of £1,291.37 followed by a final payment of £936.34. The total amount payable would be £318,059.72 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.99% Variable (BoEBR + 1.24%) for 2 years from completion. The pay rate will not go below a floor of 1.99%.
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.3% APRC
Early Repayment Charges	0.5% for 2 years from completion
Max LTV	75%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 7 months on our variable tracker rate for 2 years at 1.99% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £578.56 and 36 monthly payments of £706.99 and 234 monthly payments of £768.69 followed by a final payment of £451.17. The total amount payable would be £219,661.71 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.69% Variable (BoEBR + 0.94%) for 2 years from completion. The pay rate will not go below a floor of 1.69%.
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.3% APRC
Early Repayment Charges	None
Max LTV	75%
Mortgage fees	Application:£0 Completion:£995
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The APRC is calculated based on the following: A repayment mortgage of £270,000 payable over 25 years 7 months on our variable tracker rate for 2 years at 1.69% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,087.10 and 36 monthly payments of £1,383.39 and 246 monthly payments of £1,509.50 followed by a final payment of £885.76. The total amount payable would be £448,115.20 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.27% Variable (BoEBR + 1.52%) for 2 years from completion. The pay rate will not go below a floor of 2.27%.
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.4% APRC
Early Repayment Charges	0.5% for 2 years from completion
Max LTV	80%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 26 years 8 months on our variable tracker rate for 2 years at 2.27% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £603.99 and 36 monthly payments of £726.66 and 259 monthly payments of £795.88 followed by a final payment of £409.52. The total amount payable would be £247,197.96 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.95% Variable (BoEBR + 1.20%) for 2 years from completion. The pay rate will not go below a floor of 1.95%.
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.4% APRC
Early Repayment Charges	None
Max LTV	80%
Mortgage fees	Application:£0 Completion:£995
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The APRC is calculated based on the following: A repayment mortgage of £255,000 payable over 26 years 11 months on our variable tracker rate for 2 years at 1.95% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,018.33 and 36 monthly payments of £1,272.96 and 262 monthly payments of £1,395.42 followed by a final payment of £708.41. The total amount payable would be £436,574.93 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.37% Variable (BoEBR + 1.62%) for 2 years from completion. The pay rate will not go below a floor of 2.37%.
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.4% APRC
Early Repayment Charges	0.5% for 2 years from completion
Max LTV	85%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 27 years 6 months on our variable tracker rate for 2 years at 2.37% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £618.47 and 36 monthly payments of £739.71 and 269 monthly payments of £812.48 followed by a final payment of £391.73. The total amount payable would be £260,421.69 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.99% Variable (BoEBR + 1.24%) for 2 years from completion. The pay rate will not go below a floor of 1.99%.
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.4% APRC
Early Repayment Charges	None
Max LTV	85%
Mortgage fees	Application:£0 Completion:£995
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The APRC is calculated based on the following: A repayment mortgage of £275,000 payable over 28 years 9 months on our variable tracker rate for 2 years at 1.99% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,050.37 and 36 monthly payments of £1,324.88 and 284 monthly payments of £1,461.34 followed by a final payment of £697.07. The total amount payable would be £488,622.19 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.57% Variable (BoEBR + 1.82%) for 2 years from completion. The pay rate will not go below a floor of 2.57%.
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.5% APRC
Early Repayment Charges	0.5% for 2 years from completion
Max LTV	90%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £155,000 payable over 29 years 4 months on our variable tracker rate for 2 years at 2.57% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £626.95 and 36 monthly payments of £739.65 and 291 monthly payments of £817.38 followed by a final payment of £372.48. The total amount payable would be £279,904.26 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.34% Variable (BoEBR + 1.59%) for 2 years from completion. The pay rate will not go below a floor of 2.34%.
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.5% APRC
Early Repayment Charges	None
Max LTV	90%
Mortgage fees	Application:£0 Completion:£995
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The APRC is calculated based on the following: A repayment mortgage of £265,000 payable over 30 years on our variable tracker rate for 2 years at 2.34% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,028.04 and 36 monthly payments of £1,252.43 and 299 monthly payments of £1,387.04 followed by a final payment of £598.24. The total amount payable would be £485,083.64 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Product name	Initial rate payable	Then changing to	Changing to	The overall cost for comparison is	Early Repayment Charges	Max LTV	Mortgage fees
2 Year Fixed Rate Mortgage No Fee for Purchases (Includes Cashback)	3.59% Fixed until 30/04/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.7% APRC	2% until 30 April 2021, then 1% until 30 April 2022	95%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £185,000 payable over 28 years 5 months initially on a rate fixed until 30/04/2022 at 3.59% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £865.45 and 36 monthly payments of £904.37 and 280 monthly payments of £996.43 followed by a final payment of £567.79. The total amount payable would be £332,896.31 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases (Includes Cashback) Skipton LISA customers only	2.59% Fixed until 31/03/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.5% APRC	2% until 31 March 2021, then 1% until 31 March 2022	85%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £180,000 payable over 28 years 9 months initially on a rate fixed until 31/03/2022 at 2.59% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £739.76 and 36 monthly payments of £868.19 and 284 monthly payments of £957.62 followed by a final payment of £503.51. The total amount payable would be £321,476.67 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases (Includes Cashback) Skipton LISA customers only	2.65% Fixed until 31/03/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.5% APRC	2% until 31 March 2021, then 1% until 31 March 2022	90%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £205,000 payable over 29 years 7 months initially on a rate fixed until 31/03/2022 at 2.65% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £832.96 and 36 monthly payments of £974.52 and 294 monthly payments of £1,077.83 followed by a final payment of £542.76. The total amount payable would be £372,498.54 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases (Skipton LISA customers only)	2.84% Fixed until 31/03/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.5% APRC	2% until 31 March 2021, then 1% until 31 March 2022	95%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £160,000 payable over 28 years 2 months initially on a rate fixed until 31/03/2022 at 2.84% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £687.63 and 36 monthly payments of £781.68 and 277 monthly payments of £860.52 followed by a final payment of £470.65. The total amount payable would be £283,478.29 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases (Includes Cashback) Skipton LISA customers only	3.29% Fixed until 31/03/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.6% APRC	2% until 31 March 2021, then 1% until 31 March 2022	95%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £185,000 payable over 28 years 5 months initially on a rate fixed until 31/03/2022 at 3.29% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £835.01 and 36 monthly payments of £902.49 and 280 monthly payments of £994.34 followed by a final payment of £537.92. The total amount payable would be £331,483.00 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages (Includes Cashback)	2.39% Fixed until 30/04/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.3% APRC	2% until 30 April 2021, then 1% until 30 April 2022	60%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £165,000 payable over 21 years 3 months initially on a rate fixed until 30/04/2022 at 2.39% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £825.10 and 36 monthly payments of £947.23 and 194 monthly payments of £1,017.30 followed by a final payment of £783.69. The total amount payable would be £252,042.57 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages (Includes Cashback)	2.46% Fixed until 30/04/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.4% APRC	2% until 30 April 2021, then 1% until 30 April 2022	75%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £205,000 payable over 25 years 3 months initially on a rate fixed until 30/04/2022 at 2.46% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £908.00 and 36 monthly payments of £1,061.19 and 242 monthly payments of £1,156.59 followed by a final payment of £762.99. The total amount payable would be £340,652.61 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages (Includes Cashback)	2.59% Fixed until 30/04/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.5% APRC	2% until 30 April 2021, then 1% until 30 April 2022	80%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £195,000 payable over 28 years initially on a rate fixed until 30/04/2022 at 2.59% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £815.86 and 36 monthly payments of £953.91 and 275 monthly payments of £1,049.56 followed by a final payment of £609.77. The total amount payable would be £343,160.17 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages (Includes Cashback)	2.69% Fixed until 30/04/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.5% APRC	2% until 30 April 2021, then 1% until 30 April 2022	85%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £185,000 payable over 28 years 9 months initially on a rate fixed until 30/04/2022 at 2.69% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £770.00 and 36 monthly payments of £892.98 and 284 monthly payments of £984.97 followed by a final payment of £550.74. The total amount payable would be £330,909.50 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages (Includes Cashback)	2.91% Fixed until 30/04/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.6% APRC	2% until 30 April 2021, then 1% until 30 April 2022	90%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £205,000 payable over 29 years 8 months initially on a rate fixed until 30/04/2022 at 2.91% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £859.53 and 36 monthly payments of £974.99 and 295 monthly payments of £1,078.65 followed by a final payment of £574.33. The total amount payable would be £374,504.44 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	1.57% Fixed until 30/04/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.0% APRC	2% until 30 April 2021, then 1% until 30 April 2022	60%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £85,000 payable over 17 years 4 months initially on a rate fixed until 30/04/2022 at 1.57% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £466.71 and 36 monthly payments of £554.28 and 147 monthly payments of £586.11 followed by a final payment of £505.85. The total amount payable would be £117,819.14 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages	1.32% Fixed until 30/04/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.1% APRC	2% until 30 April 2021, then 1% until 30 April 2022	60%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £210,000 payable over 21 years 1 month initially on a rate fixed until 30/04/2022 at 1.32% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £955.08 and 36 monthly payments of £1,206.00 and 192 monthly payments of £1,294.39 followed by a final payment of £1,001.73. The total amount payable would be £315,862.53 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages (Includes Cashback)	1.95% Fixed until 30/04/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.3% APRC	2% until 30 April 2021, then 1% until 30 April 2022	75%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 9 months initially on a rate fixed until 30/04/2022 at 1.95% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £572.83 and 36 monthly payments of £704.00 and 236 monthly payments of £765.92 followed by a final payment of £517.76. The total amount payable would be £220,366.80 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	1.79% Fixed until 30/04/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.3% APRC	2% until 30 April 2021, then 1% until 30 April 2022	75%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 9 months initially on a rate fixed until 30/04/2022 at 1.79% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £562.67 and 36 monthly payments of £703.01 and 236 monthly payments of £764.85 followed by a final payment of £516.36. The total amount payable would be £219,833.40 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages	1.49% Fixed until 30/04/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.3% APRC	2% until 30 April 2021, then 1% until 30 April 2022	75%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £275,000 payable over 25 years 5 months initially on a rate fixed until 30/04/2022 at 1.49% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,087.17 and 36 monthly payments of £1,411.69 and 244 monthly payments of £1,539.50 followed by a final payment of £1,016.63. The total amount payable would be £453,567.55 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	1.94% Fixed until 30/04/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.3% APRC	2% until 30 April 2021, then 1% until 30 April 2022	80%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £140,000 payable over 26 years 7 months initially on a rate fixed until 30/04/2022 at 1.94% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £561.73 and 36 monthly payments of £700.93 and 258 monthly payments of £767.50 followed by a final payment of £479.73. The total amount payable would be £237,209.73 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages	1.64% Fixed until 30/04/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.3% APRC	2% until 30 April 2021, then 1% until 30 April 2022	80%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £265,000 payable over 26 years 9 months initially on a rate fixed until 30/04/2022 at 1.64% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,023.73 and 36 monthly payments of £1,323.72 and 260 monthly payments of £1,450.29 followed by a final payment of £897.23. The total amount payable would be £450,196.07 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	1.99% Fixed until 30/04/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.4% APRC	2% until 30 April 2021, then 1% until 30 April 2022	85%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 27 years 9 months initially on a rate fixed until 30/04/2022 at 1.99% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £566.59 and 36 monthly payments of £709.37 and 272 monthly payments of £779.84 followed by a final payment of £456.67. The total amount payable would be £251,708.63 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages	1.79% Fixed until 30/04/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.4% APRC	2% until 30 April 2021, then 1% until 30 April 2022	85%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £290,000 payable over 28 years 2 months initially on a rate fixed until 30/04/2022 at 1.79% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,096.17 and 36 monthly payments of £1,409.84 and 277 monthly payments of £1,552.06 followed by a final payment of £893.81. The total amount payable would be £507,876.75 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages (Includes Cashback)	2.61% Fixed until 30/04/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.5% APRC	2% until 30 April 2021, then 1% until 30 April 2022	90%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 29 years 10 months initially on a rate fixed until 30/04/2022 at 2.61% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £602.93 and 36 monthly payments of £709.77 and 297 monthly payments of £785.66 followed by a final payment of £414.29. The total amount payable would be £273,777.35 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	2.42% Fixed until 30/04/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.7% APRC	2% until 30 April 2021, then 1% until 30 April 2022	90%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £165,000 payable over 29 years 7 months initially on a rate fixed until 30/04/2022 at 2.42% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 60 monthly payments of £791.76 and 294 monthly payments of £875.62 followed by a final payment of £467.92. The total amount payable would be £305,405.80 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages	2.15% Fixed until 30/04/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.5% APRC	2% until 30 April 2021, then 1% until 30 April 2022	90%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £280,000 payable over 29 years 10 months initially on a rate fixed until 30/04/2022 at 2.15% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,063.33 and 36 monthly payments of £1,324.84 and 297 monthly payments of £1,466.49 followed by a final payment of £767.84. The total amount payable would be £509,529.53 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage Low Fee for Purchases	2.81% Fixed until 30/04/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.5% APRC	2% until 30 April 2021, then 1% until 30 April 2022	95%	Application:£0 Completion:£495	Find out more
The APRC is calculated based on the following: A repayment mortgage of £235,000 payable over 27 years 11 months initially on a rate fixed until 30/04/2022 at 2.81% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,014.29 and 36 monthly payments of £1,155.77 and 274 monthly payments of £1,271.30 followed by a final payment of £745.99. The total amount payable would be £415,032.87 made up of the loan amount plus interest, Completion fee of £495, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases	2.95% Fixed until 30/04/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.5% APRC	2% until 30 April 2021, then 1% until 30 April 2022	95%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £160,000 payable over 28 years 2 months initially on a rate fixed until 30/04/2022 at 2.95% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £696.86 and 36 monthly payments of £782.33 and 277 monthly payments of £861.24 followed by a final payment of £499.24. The total amount payable would be £283,951.24 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Base Rate Tracker Mortgage No Fee for Purchases & Remortgages	1.79% Variable (BoEBR + 1.04%) for 2 years from completion. The pay rate will not go below a floor of 1.79%.	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.0% APRC	0.5% for 2 years from completion	60%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £95,000 payable over 17 years 5 months on our variable tracker rate for 2 years at 1.79% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £529.07 and 36 monthly payments of £618.66 and 148 monthly payments of £654.37 followed by a final payment of £531.02. The total amount payable would be £132,347.22 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Base Rate Tracker Mortgage Standard Fee for Purchases & Remortgages	1.55% Variable (BoEBR + 0.80%) for 2 years from completion. The pay rate will not go below a floor of 1.55%.	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.2% APRC	None	60%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £210,000 payable over 21 years 3 months on our variable tracker rate for 2 years at 1.55% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £971.24 and 36 monthly payments of £1,202.44 and 194 monthly payments of £1,291.37 followed by a final payment of £936.34. The total amount payable would be £318,059.72 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Base Rate Tracker Mortgage No Fee for Purchases & Remortgages	1.99% Variable (BoEBR + 1.24%) for 2 years from completion. The pay rate will not go below a floor of 1.99%.	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.3% APRC	0.5% for 2 years from completion	75%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 7 months on our variable tracker rate for 2 years at 1.99% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £578.56 and 36 monthly payments of £706.99 and 234 monthly payments of £768.69 followed by a final payment of £451.17. The total amount payable would be £219,661.71 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Base Rate Tracker Mortgage Standard Fee for Purchases & Remortgages	1.69% Variable (BoEBR + 0.94%) for 2 years from completion. The pay rate will not go below a floor of 1.69%.	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.3% APRC	None	75%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £270,000 payable over 25 years 7 months on our variable tracker rate for 2 years at 1.69% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,087.10 and 36 monthly payments of £1,383.39 and 246 monthly payments of £1,509.50 followed by a final payment of £885.76. The total amount payable would be £448,115.20 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Base Rate Tracker No Fee for Purchases & Remortgages	2.27% Variable (BoEBR + 1.52%) for 2 years from completion. The pay rate will not go below a floor of 2.27%.	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.4% APRC	0.5% for 2 years from completion	80%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 26 years 8 months on our variable tracker rate for 2 years at 2.27% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £603.99 and 36 monthly payments of £726.66 and 259 monthly payments of £795.88 followed by a final payment of £409.52. The total amount payable would be £247,197.96 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Base Rate Tracker Standard Fee for Purchases & Remortgages	1.95% Variable (BoEBR + 1.20%) for 2 years from completion. The pay rate will not go below a floor of 1.95%.	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.4% APRC	None	80%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £255,000 payable over 26 years 11 months on our variable tracker rate for 2 years at 1.95% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,018.33 and 36 monthly payments of £1,272.96 and 262 monthly payments of £1,395.42 followed by a final payment of £708.41. The total amount payable would be £436,574.93 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Base Rate Tracker Mortgage No Fee for Purchases & Remortgages	2.37% Variable (BoEBR + 1.62%) for 2 years from completion. The pay rate will not go below a floor of 2.37%.	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.4% APRC	0.5% for 2 years from completion	85%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 27 years 6 months on our variable tracker rate for 2 years at 2.37% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £618.47 and 36 monthly payments of £739.71 and 269 monthly payments of £812.48 followed by a final payment of £391.73. The total amount payable would be £260,421.69 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Base Rate Tracker Mortgage Standard Fee for Purchases & Remortgages	1.99% Variable (BoEBR + 1.24%) for 2 years from completion. The pay rate will not go below a floor of 1.99%.	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.4% APRC	None	85%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £275,000 payable over 28 years 9 months on our variable tracker rate for 2 years at 1.99% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,050.37 and 36 monthly payments of £1,324.88 and 284 monthly payments of £1,461.34 followed by a final payment of £697.07. The total amount payable would be £488,622.19 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Base Rate Tracker Mortgage No Fee for Purchases & Remortgages	2.57% Variable (BoEBR + 1.82%) for 2 years from completion. The pay rate will not go below a floor of 2.57%.	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.5% APRC	0.5% for 2 years from completion	90%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £155,000 payable over 29 years 4 months on our variable tracker rate for 2 years at 2.57% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £626.95 and 36 monthly payments of £739.65 and 291 monthly payments of £817.38 followed by a final payment of £372.48. The total amount payable would be £279,904.26 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Base Rate Tracker Mortgage Standard Fee for Purchases & Remortgages	2.34% Variable (BoEBR + 1.59%) for 2 years from completion. The pay rate will not go below a floor of 2.34%.	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.5% APRC	None	90%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £265,000 payable over 30 years on our variable tracker rate for 2 years at 2.34% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,028.04 and 36 monthly payments of £1,252.43 and 299 monthly payments of £1,387.04 followed by a final payment of £598.24. The total amount payable would be £485,083.64 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.95% Fixed until 31/03/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.3% APRC
Early Repayment Charges	5% until 31 March 2021, then 5% until 31 March 2022, then 4% until 31 March 2023, then 3% until 31 March 2024, then 2% until 31 March 2025
Max LTV	95%
Mortgage fees	Application:£0 Completion:£495
Find out more
The APRC is calculated based on the following: A repayment mortgage of £235,000 payable over 27 years 11 months initially on a rate fixed until 31/03/2025 at 2.95% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £1,031.54 and 274 monthly payments of £1,258.33 followed by a final payment of £697.85. The total amount payable would be £407,372.67 made up of the loan amount plus interest, Completion fee of £495, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	3.09% Fixed until 31/03/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.4% APRC
Early Repayment Charges	5% until 31 March 2021, then 5% until 31 March 2022, then 4% until 31 March 2023, then 3% until 31 March 2024, then 2% until 31 March 2025
Max LTV	95%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £160,000 payable over 28 years 2 months initially on a rate fixed until 31/03/2025 at 3.09% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £708.72 and 277 monthly payments of £853.83 followed by a final payment of £470.08. The total amount payable would be £279,504.19 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.61% Fixed until 30/04/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	3.7% APRC
Early Repayment Charges	5% until 30 April 2021, then 5% until 30 April 2022, then 4% until 30 April 2023, then 3% until 30 April 2024, then 2% until 30 April 2025
Max LTV	60%
Mortgage fees	Application:£0 Completion:£1,995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £340,000 payable over 23 years 1 month initially on a rate fixed until 30/04/2025 at 1.61% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £1,478.32 and 216 monthly payments of £1,946.01 followed by a final payment of £1,405.78. The total amount payable would be £510,443.14 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.76% Fixed until 30/04/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	3.4% APRC
Early Repayment Charges	5% until 30 April 2021, then 5% until 30 April 2022, then 4% until 30 April 2023, then 3% until 30 April 2024, then 2% until 30 April 2025
Max LTV	60%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £85,000 payable over 17 years 4 months initially on a rate fixed until 30/04/2025 at 1.76% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £474.15 and 147 monthly payments of £570.27 followed by a final payment of £489.51. The total amount payable would be £112,768.20 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.64% Fixed until 30/04/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	3.6% APRC
Early Repayment Charges	5% until 30 April 2021, then 5% until 30 April 2022, then 4% until 30 April 2023, then 3% until 30 April 2024, then 2% until 30 April 2025
Max LTV	60%
Mortgage fees	Application:£0 Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £210,000 payable over 21 years 1 month initially on a rate fixed until 30/04/2025 at 1.64% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £986.49 and 192 monthly payments of £1,260.29 followed by a final payment of £974.03. The total amount payable would be £302,139.11 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.74% Fixed until 30/04/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	3.9% APRC
Early Repayment Charges	5% until 30 April 2021, then 5% until 30 April 2022, then 4% until 30 April 2023, then 3% until 30 April 2024, then 2% until 30 April 2025
Max LTV	75%
Mortgage fees	Application:£0 Completion:£1,995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £370,000 payable over 26 years 3 months initially on a rate fixed until 30/04/2025 at 1.74% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £1,470.60 and 254 monthly payments of £1,994.41 followed by a final payment of £1,262.47. The total amount payable would be £596,078.61 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.89% Fixed until 30/04/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	3.8% APRC
Early Repayment Charges	5% until 30 April 2021, then 5% until 30 April 2022, then 4% until 30 April 2023, then 3% until 30 April 2024, then 2% until 30 April 2025
Max LTV	75%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 9 months initially on a rate fixed until 30/04/2025 at 1.89% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £568.93 and 236 monthly payments of £746.64 followed by a final payment of £506.91. The total amount payable would be £210,849.75 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.89% Fixed until 30/04/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.0% APRC
Early Repayment Charges	5% until 30 April 2021, then 5% until 30 April 2022, then 4% until 30 April 2023, then 3% until 30 April 2024, then 2% until 30 April 2025
Max LTV	80%
Mortgage fees	Application:£0 Completion:£1,995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £360,000 payable over 28 years 2 months initially on a rate fixed until 30/04/2025 at 1.89% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £1,380.81 and 277 monthly payments of £1,886.60 followed by a final payment of £1,088.33. The total amount payable would be £606,525.13 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.99% Fixed until 30/04/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	3.9% APRC
Early Repayment Charges	5% until 30 April 2021, then 5% until 30 April 2022, then 4% until 30 April 2023, then 3% until 30 April 2024, then 2% until 30 April 2025
Max LTV	80%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £140,000 payable over 26 years 7 months initially on a rate fixed until 30/04/2025 at 1.99% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £565.05 and 258 monthly payments of £750.23 followed by a final payment of £464.60. The total amount payable would be £227,926.94 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.95% Fixed until 30/04/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	3.9% APRC
Early Repayment Charges	5% until 30 April 2021, then 5% until 30 April 2022, then 4% until 30 April 2023, then 3% until 30 April 2024, then 2% until 30 April 2025
Max LTV	80%
Mortgage fees	Application:£0 Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £265,000 payable over 26 years 9 months initially on a rate fixed until 30/04/2025 at 1.95% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £1,063.13 and 260 monthly payments of £1,420.18 followed by a final payment of £880.59. The total amount payable would be £433,915.19 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.01% Fixed until 30/04/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	3.9% APRC
Early Repayment Charges	5% until 30 April 2021, then 5% until 30 April 2022, then 4% until 30 April 2023, then 3% until 30 April 2024, then 2% until 30 April 2025
Max LTV	75%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 9 months initially on a rate fixed until 30/04/2025 at 2.01% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £576.76 and 236 monthly payments of £748.56 followed by a final payment of £504.96. The total amount payable would be £211,770.72 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.76% Fixed until 30/04/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	3.8% APRC
Early Repayment Charges	5% until 30 April 2021, then 5% until 30 April 2022, then 4% until 30 April 2023, then 3% until 30 April 2024, then 2% until 30 April 2025
Max LTV	75%
Mortgage fees	Application:£0 Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £275,000 payable over 25 years 5 months initially on a rate fixed until 30/04/2025 at 1.76% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £1,122.36 and 244 monthly payments of £1,502.69 followed by a final payment of £988.85. The total amount payable would be £434,986.81 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.09% Fixed until 30/04/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.0% APRC
Early Repayment Charges	5% until 30 April 2021, then 5% until 30 April 2022, then 4% until 30 April 2023, then 3% until 30 April 2024, then 2% until 30 April 2025
Max LTV	85%
Mortgage fees	Application:£0 Completion:£1,995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £360,000 payable over 27 years 2 months initially on a rate fixed until 30/04/2025 at 2.09% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £1,455.27 and 265 monthly payments of £1,924.75 followed by a final payment of £1,165.89. The total amount payable would be £598,540.84 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.17% Fixed until 30/04/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.0% APRC
Early Repayment Charges	5% until 30 April 2021, then 5% until 30 April 2022, then 4% until 30 April 2023, then 3% until 30 April 2024, then 2% until 30 April 2025
Max LTV	85%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 27 years 9 months initially on a rate fixed until 30/04/2025 at 2.17% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £579.53 and 272 monthly payments of £765.04 followed by a final payment of £449.93. The total amount payable would be £243,312.61 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.15% Fixed until 30/04/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.0% APRC
Early Repayment Charges	5% until 30 April 2021, then 5% until 30 April 2022, then 4% until 30 April 2023, then 3% until 30 April 2024, then 2% until 30 April 2025
Max LTV	85%
Mortgage fees	Application:£0 Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £290,000 payable over 28 years 2 months initially on a rate fixed until 30/04/2025 at 2.15% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £1,147.72 and 277 monthly payments of £1,524.64 followed by a final payment of £881.01. The total amount payable would be £492,069.49 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

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Use our mortgage affordability calculator to get an idea of how much you could potentially borrow, based on your income and outgoings, and to request a Decision in Principle when you’re ready.

Affordability Calculator

Initial rate payable	2.49% Fixed until 30/04/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.2% APRC
Early Repayment Charges	5% until 30 April 2021, then 5% until 30 April 2022, then 4% until 30 April 2023, then 3% until 30 April 2024, then 2% until 30 April 2025
Max LTV	90%
Mortgage fees	Application:£0 Completion:£1,995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £325,000 payable over 30 years 4 months initially on a rate fixed until 30/04/2025 at 2.49% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £1,279.57 and 303 monthly payments of £1,672.16 followed by a final payment of £849.11. The total amount payable would be £584,287.79 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.69% Fixed until 30/04/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.3% APRC
Early Repayment Charges	5% until 30 April 2021, then 5% until 30 April 2022, then 4% until 30 April 2023, then 3% until 30 April 2024, then 2% until 30 April 2025
Max LTV	90%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £165,000 payable over 29 years 7 months initially on a rate fixed until 30/04/2025 at 2.69% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £673.96 and 294 monthly payments of £855.74 followed by a final payment of £450.25. The total amount payable would be £292,475.41 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.65% Fixed until 30/04/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.2% APRC
Early Repayment Charges	5% until 30 April 2021, then 5% until 30 April 2022, then 4% until 30 April 2023, then 3% until 30 April 2024, then 2% until 30 April 2025
Max LTV	90%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 29 years 10 months initially on a rate fixed until 30/04/2025 at 2.65% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £606.14 and 297 monthly payments of £774.66 followed by a final payment of £406.47. The total amount payable would be £266,848.89 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.59% Fixed until 30/04/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.2% APRC
Early Repayment Charges	5% until 30 April 2021, then 5% until 30 April 2022, then 4% until 30 April 2023, then 3% until 30 April 2024, then 2% until 30 April 2025
Max LTV	90%
Mortgage fees	Application:£0 Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £280,000 payable over 29 years 10 months initially on a rate fixed until 30/04/2025 at 2.59% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £1,126.63 and 297 monthly payments of £1,449.48 followed by a final payment of £763.03. The total amount payable would be £498,856.39 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.99% Fixed until 30/04/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.4% APRC
Early Repayment Charges	5% until 30 April 2021, then 5% until 30 April 2022, then 4% until 30 April 2023, then 3% until 30 April 2024, then 2% until 30 April 2025
Max LTV	95%
Mortgage fees	Application:£0 Completion:£495
Find out more
The APRC is calculated based on the following: A repayment mortgage of £235,000 payable over 27 years 11 months initially on a rate fixed until 30/04/2025 at 2.99% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £1,036.61 and 274 monthly payments of £1,259.26 followed by a final payment of £732.74. The total amount payable would be £407,966.58 made up of the loan amount plus interest, Completion fee of £495, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	3.06% Fixed until 30/04/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.4% APRC
Early Repayment Charges	5% until 30 April 2021, then 5% until 30 April 2022, then 4% until 30 April 2023, then 3% until 30 April 2024, then 2% until 30 April 2025
Max LTV	95%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £160,000 payable over 28 years 2 months initially on a rate fixed until 30/04/2025 at 3.06% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £706.15 and 277 monthly payments of £853.37 followed by a final payment of £492.95. The total amount payable would be £279,245.44 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Product name	Initial rate payable	Then changing to	Changing to	The overall cost for comparison is	Early Repayment Charges	Max LTV	Mortgage fees
5 Year Fixed Rate Mortgage Low Fee for Purchases (Skipton LISA customers only)	2.95% Fixed until 31/03/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.3% APRC	5% until 31 March 2021, then 5% until 31 March 2022, then 4% until 31 March 2023, then 3% until 31 March 2024, then 2% until 31 March 2025	95%	Application:£0 Completion:£495	Find out more
The APRC is calculated based on the following: A repayment mortgage of £235,000 payable over 27 years 11 months initially on a rate fixed until 31/03/2025 at 2.95% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £1,031.54 and 274 monthly payments of £1,258.33 followed by a final payment of £697.85. The total amount payable would be £407,372.67 made up of the loan amount plus interest, Completion fee of £495, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage No Fee for Purchases (Skipton LISA customers only)	3.09% Fixed until 31/03/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.4% APRC	5% until 31 March 2021, then 5% until 31 March 2022, then 4% until 31 March 2023, then 3% until 31 March 2024, then 2% until 31 March 2025	95%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £160,000 payable over 28 years 2 months initially on a rate fixed until 31/03/2025 at 3.09% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £708.72 and 277 monthly payments of £853.83 followed by a final payment of £470.08. The total amount payable would be £279,504.19 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage High Fee for Purchases & Remortgages	1.61% Fixed until 30/04/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	3.7% APRC	5% until 30 April 2021, then 5% until 30 April 2022, then 4% until 30 April 2023, then 3% until 30 April 2024, then 2% until 30 April 2025	60%	Application:£0 Completion:£1,995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £340,000 payable over 23 years 1 month initially on a rate fixed until 30/04/2025 at 1.61% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £1,478.32 and 216 monthly payments of £1,946.01 followed by a final payment of £1,405.78. The total amount payable would be £510,443.14 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	1.76% Fixed until 30/04/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	3.4% APRC	5% until 30 April 2021, then 5% until 30 April 2022, then 4% until 30 April 2023, then 3% until 30 April 2024, then 2% until 30 April 2025	60%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £85,000 payable over 17 years 4 months initially on a rate fixed until 30/04/2025 at 1.76% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £474.15 and 147 monthly payments of £570.27 followed by a final payment of £489.51. The total amount payable would be £112,768.20 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages	1.64% Fixed until 30/04/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	3.6% APRC	5% until 30 April 2021, then 5% until 30 April 2022, then 4% until 30 April 2023, then 3% until 30 April 2024, then 2% until 30 April 2025	60%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £210,000 payable over 21 years 1 month initially on a rate fixed until 30/04/2025 at 1.64% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £986.49 and 192 monthly payments of £1,260.29 followed by a final payment of £974.03. The total amount payable would be £302,139.11 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage High Fee for Purchases & Remortgages	1.74% Fixed until 30/04/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	3.9% APRC	5% until 30 April 2021, then 5% until 30 April 2022, then 4% until 30 April 2023, then 3% until 30 April 2024, then 2% until 30 April 2025	75%	Application:£0 Completion:£1,995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £370,000 payable over 26 years 3 months initially on a rate fixed until 30/04/2025 at 1.74% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £1,470.60 and 254 monthly payments of £1,994.41 followed by a final payment of £1,262.47. The total amount payable would be £596,078.61 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	1.89% Fixed until 30/04/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	3.8% APRC	5% until 30 April 2021, then 5% until 30 April 2022, then 4% until 30 April 2023, then 3% until 30 April 2024, then 2% until 30 April 2025	75%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 9 months initially on a rate fixed until 30/04/2025 at 1.89% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £568.93 and 236 monthly payments of £746.64 followed by a final payment of £506.91. The total amount payable would be £210,849.75 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage High Fee for Purchases & Remortgages	1.89% Fixed until 30/04/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.0% APRC	5% until 30 April 2021, then 5% until 30 April 2022, then 4% until 30 April 2023, then 3% until 30 April 2024, then 2% until 30 April 2025	80%	Application:£0 Completion:£1,995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £360,000 payable over 28 years 2 months initially on a rate fixed until 30/04/2025 at 1.89% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £1,380.81 and 277 monthly payments of £1,886.60 followed by a final payment of £1,088.33. The total amount payable would be £606,525.13 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	1.99% Fixed until 30/04/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	3.9% APRC	5% until 30 April 2021, then 5% until 30 April 2022, then 4% until 30 April 2023, then 3% until 30 April 2024, then 2% until 30 April 2025	80%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £140,000 payable over 26 years 7 months initially on a rate fixed until 30/04/2025 at 1.99% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £565.05 and 258 monthly payments of £750.23 followed by a final payment of £464.60. The total amount payable would be £227,926.94 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages	1.95% Fixed until 30/04/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	3.9% APRC	5% until 30 April 2021, then 5% until 30 April 2022, then 4% until 30 April 2023, then 3% until 30 April 2024, then 2% until 30 April 2025	80%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £265,000 payable over 26 years 9 months initially on a rate fixed until 30/04/2025 at 1.95% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £1,063.13 and 260 monthly payments of £1,420.18 followed by a final payment of £880.59. The total amount payable would be £433,915.19 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages (Includes Cashback)	2.01% Fixed until 30/04/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	3.9% APRC	5% until 30 April 2021, then 5% until 30 April 2022, then 4% until 30 April 2023, then 3% until 30 April 2024, then 2% until 30 April 2025	75%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 9 months initially on a rate fixed until 30/04/2025 at 2.01% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £576.76 and 236 monthly payments of £748.56 followed by a final payment of £504.96. The total amount payable would be £211,770.72 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages	1.76% Fixed until 30/04/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	3.8% APRC	5% until 30 April 2021, then 5% until 30 April 2022, then 4% until 30 April 2023, then 3% until 30 April 2024, then 2% until 30 April 2025	75%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £275,000 payable over 25 years 5 months initially on a rate fixed until 30/04/2025 at 1.76% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £1,122.36 and 244 monthly payments of £1,502.69 followed by a final payment of £988.85. The total amount payable would be £434,986.81 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage High Fee for Purchases & Remortgages	2.09% Fixed until 30/04/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.0% APRC	5% until 30 April 2021, then 5% until 30 April 2022, then 4% until 30 April 2023, then 3% until 30 April 2024, then 2% until 30 April 2025	85%	Application:£0 Completion:£1,995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £360,000 payable over 27 years 2 months initially on a rate fixed until 30/04/2025 at 2.09% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £1,455.27 and 265 monthly payments of £1,924.75 followed by a final payment of £1,165.89. The total amount payable would be £598,540.84 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	2.17% Fixed until 30/04/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.0% APRC	5% until 30 April 2021, then 5% until 30 April 2022, then 4% until 30 April 2023, then 3% until 30 April 2024, then 2% until 30 April 2025	85%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 27 years 9 months initially on a rate fixed until 30/04/2025 at 2.17% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £579.53 and 272 monthly payments of £765.04 followed by a final payment of £449.93. The total amount payable would be £243,312.61 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages	2.15% Fixed until 30/04/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.0% APRC	5% until 30 April 2021, then 5% until 30 April 2022, then 4% until 30 April 2023, then 3% until 30 April 2024, then 2% until 30 April 2025	85%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £290,000 payable over 28 years 2 months initially on a rate fixed until 30/04/2025 at 2.15% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £1,147.72 and 277 monthly payments of £1,524.64 followed by a final payment of £881.01. The total amount payable would be £492,069.49 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage High Fee for Purchases & Remortgages	2.49% Fixed until 30/04/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.2% APRC	5% until 30 April 2021, then 5% until 30 April 2022, then 4% until 30 April 2023, then 3% until 30 April 2024, then 2% until 30 April 2025	90%	Application:£0 Completion:£1,995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £325,000 payable over 30 years 4 months initially on a rate fixed until 30/04/2025 at 2.49% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £1,279.57 and 303 monthly payments of £1,672.16 followed by a final payment of £849.11. The total amount payable would be £584,287.79 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	2.69% Fixed until 30/04/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.3% APRC	5% until 30 April 2021, then 5% until 30 April 2022, then 4% until 30 April 2023, then 3% until 30 April 2024, then 2% until 30 April 2025	90%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £165,000 payable over 29 years 7 months initially on a rate fixed until 30/04/2025 at 2.69% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £673.96 and 294 monthly payments of £855.74 followed by a final payment of £450.25. The total amount payable would be £292,475.41 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages (Includes Cashback)	2.65% Fixed until 30/04/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.2% APRC	5% until 30 April 2021, then 5% until 30 April 2022, then 4% until 30 April 2023, then 3% until 30 April 2024, then 2% until 30 April 2025	90%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 29 years 10 months initially on a rate fixed until 30/04/2025 at 2.65% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £606.14 and 297 monthly payments of £774.66 followed by a final payment of £406.47. The total amount payable would be £266,848.89 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages	2.59% Fixed until 30/04/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.2% APRC	5% until 30 April 2021, then 5% until 30 April 2022, then 4% until 30 April 2023, then 3% until 30 April 2024, then 2% until 30 April 2025	90%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £280,000 payable over 29 years 10 months initially on a rate fixed until 30/04/2025 at 2.59% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £1,126.63 and 297 monthly payments of £1,449.48 followed by a final payment of £763.03. The total amount payable would be £498,856.39 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage Low Fee for Purchase	2.99% Fixed until 30/04/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.4% APRC	5% until 30 April 2021, then 5% until 30 April 2022, then 4% until 30 April 2023, then 3% until 30 April 2024, then 2% until 30 April 2025	95%	Application:£0 Completion:£495	Find out more
The APRC is calculated based on the following: A repayment mortgage of £235,000 payable over 27 years 11 months initially on a rate fixed until 30/04/2025 at 2.99% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £1,036.61 and 274 monthly payments of £1,259.26 followed by a final payment of £732.74. The total amount payable would be £407,966.58 made up of the loan amount plus interest, Completion fee of £495, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgages No Fee for Purchase	3.06% Fixed until 30/04/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.4% APRC	5% until 30 April 2021, then 5% until 30 April 2022, then 4% until 30 April 2023, then 3% until 30 April 2024, then 2% until 30 April 2025	95%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £160,000 payable over 28 years 2 months initially on a rate fixed until 30/04/2025 at 3.06% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £706.15 and 277 monthly payments of £853.37 followed by a final payment of £492.95. The total amount payable would be £279,245.44 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.12% Fixed until 30/04/2027
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	3.1% APRC
Early Repayment Charges	7% until 30 April 2021, then 7% until 30 April 2022, then 7% until 30 April 2023, then 6% until 30 April 2024, then 5% until 30 April 2025, then 4% until 30 April 2026, then 3% until 30 April 2027
Max LTV	60%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £85,000 payable over 17 years 4 months initially on a rate fixed until 30/04/2027 at 2.12% and then our RMVR variable rate currently 4.99% for the remaining term would require 84 monthly payments of £488.27 and 123 monthly payments of £560.65 followed by a final payment of £503.80. The total amount payable would be £110,478.43 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.27% Fixed until 30/04/2027
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	3.6% APRC
Early Repayment Charges	7% until 30 April 2021, then 7% until 30 April 2022, then 7% until 30 April 2023, then 6% until 30 April 2024, then 5% until 30 April 2025, then 4% until 30 April 2026, then 3% until 30 April 2027
Max LTV	75%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 9 months initially on a rate fixed until 30/04/2027 at 2.27% and then our RMVR variable rate currently 4.99% for the remaining term would require 84 monthly payments of £594.08 and 212 monthly payments of £736.73 followed by a final payment of £539.57. The total amount payable would be £206,629.05 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.49% Fixed until 30/04/2027
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	3.8% APRC
Early Repayment Charges	7% until 30 April 2021, then 7% until 30 April 2022, then 7% until 30 April 2023, then 6% until 30 April 2024, then 5% until 30 April 2025, then 4% until 30 April 2026, then 3% until 30 April 2027
Max LTV	85%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 27 years 9 months initially on a rate fixed until 30/04/2027 at 2.49% and then our RMVR variable rate currently 4.99% for the remaining term would require 84 monthly payments of £602.90 and 248 monthly payments of £755.90 followed by a final payment of £490.83. The total amount payable would be £238,597.63 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.81% Fixed until 30/04/2027
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.0% APRC
Early Repayment Charges	7% until 30 April 2021, then 7% until 30 April 2022, then 7% until 30 April 2023, then 6% until 30 April 2024, then 5% until 30 April 2025, then 4% until 30 April 2026, then 3% until 30 April 2027
Max LTV	90%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £165,000 payable over 29 years 7 months initially on a rate fixed until 30/04/2027 at 2.81% and then our RMVR variable rate currently 4.99% for the remaining term would require 84 monthly payments of £684.41 and 270 monthly payments of £844.52 followed by a final payment of £505.04. The total amount payable would be £286,015.88 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Product name	Initial rate payable	Then changing to	Changing to	The overall cost for comparison is	Early Repayment Charges	Max LTV	Mortgage fees
7 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	2.12% Fixed until 30/04/2027	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	3.1% APRC	7% until 30 April 2021, then 7% until 30 April 2022, then 7% until 30 April 2023, then 6% until 30 April 2024, then 5% until 30 April 2025, then 4% until 30 April 2026, then 3% until 30 April 2027	60%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £85,000 payable over 17 years 4 months initially on a rate fixed until 30/04/2027 at 2.12% and then our RMVR variable rate currently 4.99% for the remaining term would require 84 monthly payments of £488.27 and 123 monthly payments of £560.65 followed by a final payment of £503.80. The total amount payable would be £110,478.43 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
7 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	2.27% Fixed until 30/04/2027	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	3.6% APRC	7% until 30 April 2021, then 7% until 30 April 2022, then 7% until 30 April 2023, then 6% until 30 April 2024, then 5% until 30 April 2025, then 4% until 30 April 2026, then 3% until 30 April 2027	75%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 9 months initially on a rate fixed until 30/04/2027 at 2.27% and then our RMVR variable rate currently 4.99% for the remaining term would require 84 monthly payments of £594.08 and 212 monthly payments of £736.73 followed by a final payment of £539.57. The total amount payable would be £206,629.05 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
7 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	2.49% Fixed until 30/04/2027	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	3.8% APRC	7% until 30 April 2021, then 7% until 30 April 2022, then 7% until 30 April 2023, then 6% until 30 April 2024, then 5% until 30 April 2025, then 4% until 30 April 2026, then 3% until 30 April 2027	85%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 27 years 9 months initially on a rate fixed until 30/04/2027 at 2.49% and then our RMVR variable rate currently 4.99% for the remaining term would require 84 monthly payments of £602.90 and 248 monthly payments of £755.90 followed by a final payment of £490.83. The total amount payable would be £238,597.63 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
7 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	2.81% Fixed until 30/04/2027	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.0% APRC	7% until 30 April 2021, then 7% until 30 April 2022, then 7% until 30 April 2023, then 6% until 30 April 2024, then 5% until 30 April 2025, then 4% until 30 April 2026, then 3% until 30 April 2027	90%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £165,000 payable over 29 years 7 months initially on a rate fixed until 30/04/2027 at 2.81% and then our RMVR variable rate currently 4.99% for the remaining term would require 84 monthly payments of £684.41 and 270 monthly payments of £844.52 followed by a final payment of £505.04. The total amount payable would be £286,015.88 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

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2 Year Fixed Rate Mortgage No Fee for Purchases (Includes Cashback)

2 Year Fixed Rate Mortgage No Fee for Purchases (Includes Cashback) Skipton LISA customers only

2 Year Fixed Rate Mortgage No Fee for Purchases (Includes Cashback) Skipton LISA customers only

2 Year Fixed Rate Mortgage No Fee for Purchases (Skipton LISA customers only)

2 Year Fixed Rate Mortgage No Fee for Purchases (Includes Cashback) Skipton LISA customers only

2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages (Includes Cashback)

2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages (Includes Cashback)

2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages (Includes Cashback)

2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages (Includes Cashback)

2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages (Includes Cashback)

2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages

2 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages

2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages (Includes Cashback)

2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages

2 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages

2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages

2 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages

2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages

2 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages

2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages (Includes Cashback)

2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages

2 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages

2 Year Fixed Rate Mortgage Low Fee for Purchases

2 Year Fixed Rate Mortgage No Fee for Purchases

2 Year Base Rate Tracker Mortgage No Fee for Purchases & Remortgages

2 Year Base Rate Tracker Mortgage Standard Fee for Purchases & Remortgages

2 Year Base Rate Tracker Mortgage No Fee for Purchases & Remortgages

2 Year Base Rate Tracker Mortgage Standard Fee for Purchases & Remortgages

2 Year Base Rate Tracker No Fee for Purchases & Remortgages

2 Year Base Rate Tracker Standard Fee for Purchases & Remortgages

2 Year Base Rate Tracker Mortgage No Fee for Purchases & Remortgages

2 Year Base Rate Tracker Mortgage Standard Fee for Purchases & Remortgages

2 Year Base Rate Tracker Mortgage No Fee for Purchases & Remortgages

2 Year Base Rate Tracker Mortgage Standard Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage Low Fee for Purchases (Skipton LISA customers only)

5 Year Fixed Rate Mortgage No Fee for Purchases (Skipton LISA customers only)

5 Year Fixed Rate Mortgage High Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage High Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage High Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages (Includes Cashback)

5 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage High Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage High Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages (Includes Cashback)

5 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage Low Fee for Purchase