Moving house

Initial rate payable	3.59% Fixed until 28/02/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.6% APRC
Early Repayment Charges	2% until 28 February 2021, then 1% until 28 February 2022
Max LTV	95%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £225,000 payable over 25 years 9 months initially on a rate fixed until 28/02/2022 at 3.59% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,115.72 and 36 monthly payments of £1,161.56 and 248 monthly payments of £1,268.22 followed by a final payment of £838.23. The total amount payable would be £383,950.23 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.59% Fixed until 31/03/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.5% APRC
Early Repayment Charges	2% until 31 March 2021, then 1% until 31 March 2022
Max LTV	85%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £180,000 payable over 28 years 9 months initially on a rate fixed until 31/03/2022 at 2.59% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £739.76 and 36 monthly payments of £868.19 and 284 monthly payments of £957.62 followed by a final payment of £503.51. The total amount payable would be £321,476.67 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.65% Fixed until 31/03/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.5% APRC
Early Repayment Charges	2% until 31 March 2021, then 1% until 31 March 2022
Max LTV	90%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £205,000 payable over 29 years 7 months initially on a rate fixed until 31/03/2022 at 2.65% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £832.96 and 36 monthly payments of £974.52 and 294 monthly payments of £1,077.83 followed by a final payment of £542.76. The total amount payable would be £372,498.54 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.84% Fixed until 31/03/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.5% APRC
Early Repayment Charges	2% until 31 March 2021, then 1% until 31 March 2022
Max LTV	95%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £160,000 payable over 28 years 2 months initially on a rate fixed until 31/03/2022 at 2.84% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £687.63 and 36 monthly payments of £781.68 and 277 monthly payments of £860.52 followed by a final payment of £470.65. The total amount payable would be £283,478.29 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	3.29% Fixed until 31/03/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.6% APRC
Early Repayment Charges	2% until 31 March 2021, then 1% until 31 March 2022
Max LTV	95%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £185,000 payable over 28 years 5 months initially on a rate fixed until 31/03/2022 at 3.29% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £835.01 and 36 monthly payments of £902.49 and 280 monthly payments of £994.34 followed by a final payment of £537.92. The total amount payable would be £331,483.00 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.39% Fixed until 28/02/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.3% APRC
Early Repayment Charges	2% until 28 February 2021, then 1% until 28 February 2022
Max LTV	60%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £185,000 payable over 22 years 5 months initially on a rate fixed until 28/02/2022 at 2.39% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £888.22 and 36 monthly payments of £1,027.28 and 208 monthly payments of £1,108.16 followed by a final payment of £827.18. The total amount payable would be £289,623.82 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.46% Fixed until 28/02/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.4% APRC
Early Repayment Charges	2% until 28 February 2021, then 1% until 28 February 2022
Max LTV	75%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £210,000 payable over 24 years 1 month initially on a rate fixed until 28/02/2022 at 2.46% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £962.68 and 36 monthly payments of £1,117.45 and 228 monthly payments of £1,212.85 followed by a final payment of £853.37. The total amount payable would be £340,715.69 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.59% Fixed until 28/02/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.4% APRC
Early Repayment Charges	2% until 28 February 2021, then 1% until 28 February 2022
Max LTV	80%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £235,000 payable over 26 years 1 month initially on a rate fixed until 28/02/2022 at 2.59% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,032.52 and 36 monthly payments of £1,195.41 and 252 monthly payments of £1,306.70 followed by a final payment of £846.60. The total amount payable would be £397,950.24 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.75% Fixed until 28/02/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.5% APRC
Early Repayment Charges	2% until 28 February 2021, then 1% until 28 February 2022
Max LTV	85%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £210,000 payable over 28 years initially on a rate fixed until 28/02/2022 at 2.75% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £896.13 and 36 monthly payments of £1,028.53 and 275 monthly payments of £1,131.66 followed by a final payment of £672.14. The total amount payable would be £370,412.84 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.91% Fixed until 28/02/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.6% APRC
Early Repayment Charges	2% until 28 February 2021, then 1% until 28 February 2022
Max LTV	90%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £225,000 payable over 29 years 2 months initially on a rate fixed until 28/02/2022 at 2.91% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £953.57 and 36 monthly payments of £1,079.64 and 289 monthly payments of £1,192.48 followed by a final payment of £670.69. The total amount payable would be £407,050.13 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.56% Fixed until 28/02/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.0% APRC
Early Repayment Charges	2% until 28 February 2021, then 1% until 28 February 2022
Max LTV	60%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £95,000 payable over 17 years 5 months initially on a rate fixed until 28/02/2022 at 1.56% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £518.90 and 36 monthly payments of £617.41 and 148 monthly payments of £653.09 followed by a final payment of £563.76. The total amount payable would be £131,901.44 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.29% Fixed until 28/02/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.1% APRC
Early Repayment Charges	2% until 28 February 2021, then 1% until 28 February 2022
Max LTV	60%
Mortgage fees	Application:£0 Completion:£995
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The APRC is calculated based on the following: A repayment mortgage of £210,000 payable over 21 years 3 months initially on a rate fixed until 28/02/2022 at 1.29% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £945.71 and 36 monthly payments of £1,199.70 and 194 monthly payments of £1,288.45 followed by a final payment of £1,002.17. The total amount payable would be £316,847.71 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.95% Fixed until 28/02/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.3% APRC
Early Repayment Charges	2% until 28 February 2021, then 1% until 28 February 2022
Max LTV	75%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 7 months initially on a rate fixed until 28/02/2022 at 1.95% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £575.85 and 36 monthly payments of £706.77 and 234 monthly payments of £768.49 followed by a final payment of £527.90. The total amount payable would be £219,618.68 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.85% Fixed until 28/02/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.3% APRC
Early Repayment Charges	2% until 28 February 2021, then 1% until 28 February 2022
Max LTV	75%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 7 months initially on a rate fixed until 28/02/2022 at 1.85% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £569.56 and 36 monthly payments of £706.14 and 234 monthly payments of £767.81 followed by a final payment of £528.16. The total amount payable would be £219,286.18 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.58% Fixed until 28/02/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.3% APRC
Early Repayment Charges	2% until 28 February 2021, then 1% until 28 February 2022
Max LTV	75%
Mortgage fees	Application:£0 Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £270,000 payable over 25 years 7 months initially on a rate fixed until 28/02/2022 at 1.58% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,073.20 and 36 monthly payments of £1,382.05 and 246 monthly payments of £1,508.08 followed by a final payment of £998.55. The total amount payable would be £447,496.83 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.94% Fixed until 28/02/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.3% APRC
Early Repayment Charges	2% until 28 February 2021, then 1% until 28 February 2022
Max LTV	80%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 26 years 8 months initially on a rate fixed until 28/02/2022 at 1.94% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £580.39 and 36 monthly payments of £724.70 and 259 monthly payments of £793.77 followed by a final payment of £499.42. The total amount payable would be £246,104.41 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.64% Fixed until 28/02/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.3% APRC
Early Repayment Charges	2% until 28 February 2021, then 1% until 28 February 2022
Max LTV	80%
Mortgage fees	Application:£0 Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £255,000 payable over 26 years 11 months initially on a rate fixed until 28/02/2022 at 1.64% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £980.38 and 36 monthly payments of £1,269.60 and 262 monthly payments of £1,391.80 followed by a final payment of £864.89. The total amount payable would be £434,751.21 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.14% Fixed until 28/02/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.4% APRC
Early Repayment Charges	2% until 28 February 2021, then 1% until 28 February 2022
Max LTV	85%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 27 years 6 months initially on a rate fixed until 28/02/2022 at 2.14% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £601.24 and 36 monthly payments of £738.34 and 269 monthly payments of £811.01 followed by a final payment of £494.05. The total amount payable would be £259,665.74 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.83% Fixed until 28/02/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.4% APRC
Early Repayment Charges	2% until 28 February 2021, then 1% until 28 February 2022
Max LTV	85%
Mortgage fees	Application:£0 Completion:£995
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The APRC is calculated based on the following: A repayment mortgage of £275,000 payable over 28 years 9 months initially on a rate fixed until 28/02/2022 at 1.83% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,028.49 and 36 monthly payments of £1,323.17 and 284 monthly payments of £1,459.48 followed by a final payment of £830.54. The total amount payable would be £487,640.74 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.61% Fixed until 28/02/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.5% APRC
Early Repayment Charges	2% until 28 February 2021, then 1% until 28 February 2022
Max LTV	90%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £155,000 payable over 29 years 6 months initially on a rate fixed until 28/02/2022 at 2.61% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £627.68 and 36 monthly payments of £737.71 and 293 monthly payments of £815.71 followed by a final payment of £443.54. The total amount payable would be £281,068.45 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.57% Fixed until 28/02/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.5% APRC
Early Repayment Charges	2% until 28 February 2021, then 1% until 28 February 2022
Max LTV	90%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £155,000 payable over 29 years 4 months initially on a rate fixed until 28/02/2022 at 2.57% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £626.95 and 36 monthly payments of £739.66 and 291 monthly payments of £817.40 followed by a final payment of £456.95. The total amount payable would be £279,994.91 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.15% Fixed until 28/02/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.5% APRC
Early Repayment Charges	2% until 28 February 2021, then 1% until 28 February 2022
Max LTV	90%
Mortgage fees	Application:£0 Completion:£995
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The APRC is calculated based on the following: A repayment mortgage of £265,000 payable over 30 years initially on a rate fixed until 28/02/2022 at 2.15% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,002.58 and 36 monthly payments of £1,250.54 and 299 monthly payments of £1,384.99 followed by a final payment of £737.61. The total amount payable would be £483,930.98 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.81% Fixed until 28/02/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.5% APRC
Early Repayment Charges	2% until 28 February 2021, then 1% until 28 February 2022
Max LTV	95%
Mortgage fees	Application:£0 Completion:£495
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The APRC is calculated based on the following: A repayment mortgage of £220,000 payable over 27 years 9 months initially on a rate fixed until 28/02/2022 at 2.81% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £953.44 and 36 monthly payments of £1,085.67 and 272 monthly payments of £1,193.53 followed by a final payment of £717.33. The total amount payable would be £387,324.17 made up of the loan amount plus interest, Completion fee of £495, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.95% Fixed until 28/02/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.5% APRC
Early Repayment Charges	2% until 28 February 2021, then 1% until 28 February 2022
Max LTV	95%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 27 years 4 months initially on a rate fixed until 28/02/2022 at 2.95% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £666.09 and 36 monthly payments of £745.49 and 267 monthly payments of £818.39 followed by a final payment of £503.37. The total amount payable would be £261,837.30 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.79% Variable (BoEBR + 1.04%) for 2 years from completion. The pay rate will not go below a floor of 1.79%.
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.0% APRC
Early Repayment Charges	0.5% for 2 years from completion
Max LTV	60%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £95,000 payable over 17 years 5 months on our variable tracker rate for 2 years at 1.79% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £529.07 and 36 monthly payments of £618.66 and 148 monthly payments of £654.37 followed by a final payment of £531.02. The total amount payable would be £132,347.22 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.55% Variable (BoEBR + 0.80%) for 2 years from completion. The pay rate will not go below a floor of 1.55%.
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.2% APRC
Early Repayment Charges	None
Max LTV	60%
Mortgage fees	Application:£0 Completion:£995
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The APRC is calculated based on the following: A repayment mortgage of £210,000 payable over 21 years 3 months on our variable tracker rate for 2 years at 1.55% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £971.24 and 36 monthly payments of £1,202.44 and 194 monthly payments of £1,291.37 followed by a final payment of £936.34. The total amount payable would be £318,059.72 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.99% Variable (BoEBR + 1.24%) for 2 years from completion. The pay rate will not go below a floor of 1.99%.
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.3% APRC
Early Repayment Charges	0.5% for 2 years from completion
Max LTV	75%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 7 months on our variable tracker rate for 2 years at 1.99% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £578.56 and 36 monthly payments of £706.99 and 234 monthly payments of £768.69 followed by a final payment of £451.17. The total amount payable would be £219,661.71 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.69% Variable (BoEBR + 0.94%) for 2 years from completion. The pay rate will not go below a floor of 1.69%.
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.3% APRC
Early Repayment Charges	None
Max LTV	75%
Mortgage fees	Application:£0 Completion:£995
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The APRC is calculated based on the following: A repayment mortgage of £270,000 payable over 25 years 7 months on our variable tracker rate for 2 years at 1.69% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,087.10 and 36 monthly payments of £1,383.39 and 246 monthly payments of £1,509.50 followed by a final payment of £885.76. The total amount payable would be £448,115.20 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.27% Variable (BoEBR + 1.52%) for 2 years from completion. The pay rate will not go below a floor of 2.27%.
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.4% APRC
Early Repayment Charges	0.5% for 2 years from completion
Max LTV	80%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 26 years 8 months on our variable tracker rate for 2 years at 2.27% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £603.99 and 36 monthly payments of £726.66 and 259 monthly payments of £795.88 followed by a final payment of £409.52. The total amount payable would be £247,197.96 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.95% Variable (BoEBR + 1.20%) for 2 years from completion. The pay rate will not go below a floor of 1.95%.
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.4% APRC
Early Repayment Charges	None
Max LTV	80%
Mortgage fees	Application:£0 Completion:£995
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The APRC is calculated based on the following: A repayment mortgage of £255,000 payable over 26 years 11 months on our variable tracker rate for 2 years at 1.95% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,018.33 and 36 monthly payments of £1,272.96 and 262 monthly payments of £1,395.42 followed by a final payment of £708.41. The total amount payable would be £436,574.93 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.37% Variable (BoEBR + 1.62%) for 2 years from completion. The pay rate will not go below a floor of 2.37%.
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.4% APRC
Early Repayment Charges	0.5% for 2 years from completion
Max LTV	85%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 27 years 6 months on our variable tracker rate for 2 years at 2.37% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £618.47 and 36 monthly payments of £739.71 and 269 monthly payments of £812.48 followed by a final payment of £391.73. The total amount payable would be £260,421.69 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.99% Variable (BoEBR + 1.24%) for 2 years from completion. The pay rate will not go below a floor of 1.99%.
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.4% APRC
Early Repayment Charges	None
Max LTV	85%
Mortgage fees	Application:£0 Completion:£995
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The APRC is calculated based on the following: A repayment mortgage of £275,000 payable over 28 years 9 months on our variable tracker rate for 2 years at 1.99% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,050.37 and 36 monthly payments of £1,324.88 and 284 monthly payments of £1,461.34 followed by a final payment of £697.07. The total amount payable would be £488,622.19 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.57% Variable (BoEBR + 1.82%) for 2 years from completion. The pay rate will not go below a floor of 2.57%.
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.5% APRC
Early Repayment Charges	0.5% for 2 years from completion
Max LTV	90%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £155,000 payable over 29 years 4 months on our variable tracker rate for 2 years at 2.57% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £626.95 and 36 monthly payments of £739.65 and 291 monthly payments of £817.38 followed by a final payment of £372.48. The total amount payable would be £279,904.26 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.34% Variable (BoEBR + 1.59%) for 2 years from completion. The pay rate will not go below a floor of 2.34%.
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.5% APRC
Early Repayment Charges	None
Max LTV	90%
Mortgage fees	Application:£0 Completion:£995
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The APRC is calculated based on the following: A repayment mortgage of £265,000 payable over 30 years on our variable tracker rate for 2 years at 2.34% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,028.04 and 36 monthly payments of £1,252.43 and 299 monthly payments of £1,387.04 followed by a final payment of £598.24. The total amount payable would be £485,083.64 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Product name	Initial rate payable	Then changing to	Changing to	The overall cost for comparison is	Early Repayment Charges	Max LTV	Mortgage fees
2 Year Fixed Rate Mortgage No Fee for Purchases (Includes Cashback)	3.59% Fixed until 28/02/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.6% APRC	2% until 28 February 2021, then 1% until 28 February 2022	95%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £225,000 payable over 25 years 9 months initially on a rate fixed until 28/02/2022 at 3.59% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,115.72 and 36 monthly payments of £1,161.56 and 248 monthly payments of £1,268.22 followed by a final payment of £838.23. The total amount payable would be £383,950.23 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases (Includes Cashback) Skipton LISA customers only	2.59% Fixed until 31/03/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.5% APRC	2% until 31 March 2021, then 1% until 31 March 2022	85%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £180,000 payable over 28 years 9 months initially on a rate fixed until 31/03/2022 at 2.59% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £739.76 and 36 monthly payments of £868.19 and 284 monthly payments of £957.62 followed by a final payment of £503.51. The total amount payable would be £321,476.67 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases (Includes Cashback) Skipton LISA customers only	2.65% Fixed until 31/03/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.5% APRC	2% until 31 March 2021, then 1% until 31 March 2022	90%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £205,000 payable over 29 years 7 months initially on a rate fixed until 31/03/2022 at 2.65% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £832.96 and 36 monthly payments of £974.52 and 294 monthly payments of £1,077.83 followed by a final payment of £542.76. The total amount payable would be £372,498.54 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases (Skipton LISA customers only)	2.84% Fixed until 31/03/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.5% APRC	2% until 31 March 2021, then 1% until 31 March 2022	95%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £160,000 payable over 28 years 2 months initially on a rate fixed until 31/03/2022 at 2.84% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £687.63 and 36 monthly payments of £781.68 and 277 monthly payments of £860.52 followed by a final payment of £470.65. The total amount payable would be £283,478.29 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases (Includes Cashback) Skipton LISA customers only	3.29% Fixed until 31/03/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.6% APRC	2% until 31 March 2021, then 1% until 31 March 2022	95%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £185,000 payable over 28 years 5 months initially on a rate fixed until 31/03/2022 at 3.29% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £835.01 and 36 monthly payments of £902.49 and 280 monthly payments of £994.34 followed by a final payment of £537.92. The total amount payable would be £331,483.00 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages (Includes Cashback)	2.39% Fixed until 28/02/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.3% APRC	2% until 28 February 2021, then 1% until 28 February 2022	60%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £185,000 payable over 22 years 5 months initially on a rate fixed until 28/02/2022 at 2.39% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £888.22 and 36 monthly payments of £1,027.28 and 208 monthly payments of £1,108.16 followed by a final payment of £827.18. The total amount payable would be £289,623.82 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages (Includes Cashback)	2.46% Fixed until 28/02/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.4% APRC	2% until 28 February 2021, then 1% until 28 February 2022	75%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £210,000 payable over 24 years 1 month initially on a rate fixed until 28/02/2022 at 2.46% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £962.68 and 36 monthly payments of £1,117.45 and 228 monthly payments of £1,212.85 followed by a final payment of £853.37. The total amount payable would be £340,715.69 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages (Includes Cashback)	2.59% Fixed until 28/02/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.4% APRC	2% until 28 February 2021, then 1% until 28 February 2022	80%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £235,000 payable over 26 years 1 month initially on a rate fixed until 28/02/2022 at 2.59% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,032.52 and 36 monthly payments of £1,195.41 and 252 monthly payments of £1,306.70 followed by a final payment of £846.60. The total amount payable would be £397,950.24 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages (Includes Cashback)	2.75% Fixed until 28/02/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.5% APRC	2% until 28 February 2021, then 1% until 28 February 2022	85%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £210,000 payable over 28 years initially on a rate fixed until 28/02/2022 at 2.75% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £896.13 and 36 monthly payments of £1,028.53 and 275 monthly payments of £1,131.66 followed by a final payment of £672.14. The total amount payable would be £370,412.84 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages (Includes Cashback)	2.91% Fixed until 28/02/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.6% APRC	2% until 28 February 2021, then 1% until 28 February 2022	90%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £225,000 payable over 29 years 2 months initially on a rate fixed until 28/02/2022 at 2.91% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £953.57 and 36 monthly payments of £1,079.64 and 289 monthly payments of £1,192.48 followed by a final payment of £670.69. The total amount payable would be £407,050.13 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	1.56% Fixed until 28/02/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.0% APRC	2% until 28 February 2021, then 1% until 28 February 2022	60%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £95,000 payable over 17 years 5 months initially on a rate fixed until 28/02/2022 at 1.56% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £518.90 and 36 monthly payments of £617.41 and 148 monthly payments of £653.09 followed by a final payment of £563.76. The total amount payable would be £131,901.44 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages	1.29% Fixed until 28/02/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.1% APRC	2% until 28 February 2021, then 1% until 28 February 2022	60%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £210,000 payable over 21 years 3 months initially on a rate fixed until 28/02/2022 at 1.29% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £945.71 and 36 monthly payments of £1,199.70 and 194 monthly payments of £1,288.45 followed by a final payment of £1,002.17. The total amount payable would be £316,847.71 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages (Includes Cashback)	1.95% Fixed until 28/02/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.3% APRC	2% until 28 February 2021, then 1% until 28 February 2022	75%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 7 months initially on a rate fixed until 28/02/2022 at 1.95% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £575.85 and 36 monthly payments of £706.77 and 234 monthly payments of £768.49 followed by a final payment of £527.90. The total amount payable would be £219,618.68 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	1.85% Fixed until 28/02/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.3% APRC	2% until 28 February 2021, then 1% until 28 February 2022	75%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 7 months initially on a rate fixed until 28/02/2022 at 1.85% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £569.56 and 36 monthly payments of £706.14 and 234 monthly payments of £767.81 followed by a final payment of £528.16. The total amount payable would be £219,286.18 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages	1.58% Fixed until 28/02/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.3% APRC	2% until 28 February 2021, then 1% until 28 February 2022	75%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £270,000 payable over 25 years 7 months initially on a rate fixed until 28/02/2022 at 1.58% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,073.20 and 36 monthly payments of £1,382.05 and 246 monthly payments of £1,508.08 followed by a final payment of £998.55. The total amount payable would be £447,496.83 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	1.94% Fixed until 28/02/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.3% APRC	2% until 28 February 2021, then 1% until 28 February 2022	80%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 26 years 8 months initially on a rate fixed until 28/02/2022 at 1.94% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £580.39 and 36 monthly payments of £724.70 and 259 monthly payments of £793.77 followed by a final payment of £499.42. The total amount payable would be £246,104.41 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages	1.64% Fixed until 28/02/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.3% APRC	2% until 28 February 2021, then 1% until 28 February 2022	80%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £255,000 payable over 26 years 11 months initially on a rate fixed until 28/02/2022 at 1.64% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £980.38 and 36 monthly payments of £1,269.60 and 262 monthly payments of £1,391.80 followed by a final payment of £864.89. The total amount payable would be £434,751.21 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	2.14% Fixed until 28/02/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.4% APRC	2% until 28 February 2021, then 1% until 28 February 2022	85%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 27 years 6 months initially on a rate fixed until 28/02/2022 at 2.14% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £601.24 and 36 monthly payments of £738.34 and 269 monthly payments of £811.01 followed by a final payment of £494.05. The total amount payable would be £259,665.74 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages	1.83% Fixed until 28/02/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.4% APRC	2% until 28 February 2021, then 1% until 28 February 2022	85%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £275,000 payable over 28 years 9 months initially on a rate fixed until 28/02/2022 at 1.83% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,028.49 and 36 monthly payments of £1,323.17 and 284 monthly payments of £1,459.48 followed by a final payment of £830.54. The total amount payable would be £487,640.74 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages (Includes Cashback)	2.61% Fixed until 28/02/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.5% APRC	2% until 28 February 2021, then 1% until 28 February 2022	90%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £155,000 payable over 29 years 6 months initially on a rate fixed until 28/02/2022 at 2.61% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £627.68 and 36 monthly payments of £737.71 and 293 monthly payments of £815.71 followed by a final payment of £443.54. The total amount payable would be £281,068.45 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	2.57% Fixed until 28/02/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.5% APRC	2% until 28 February 2021, then 1% until 28 February 2022	90%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £155,000 payable over 29 years 4 months initially on a rate fixed until 28/02/2022 at 2.57% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £626.95 and 36 monthly payments of £739.66 and 291 monthly payments of £817.40 followed by a final payment of £456.95. The total amount payable would be £279,994.91 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages	2.15% Fixed until 28/02/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.5% APRC	2% until 28 February 2021, then 1% until 28 February 2022	90%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £265,000 payable over 30 years initially on a rate fixed until 28/02/2022 at 2.15% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,002.58 and 36 monthly payments of £1,250.54 and 299 monthly payments of £1,384.99 followed by a final payment of £737.61. The total amount payable would be £483,930.98 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage Low Fee for Purchases	2.81% Fixed until 28/02/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.5% APRC	2% until 28 February 2021, then 1% until 28 February 2022	95%	Application:£0 Completion:£495	Find out more
The APRC is calculated based on the following: A repayment mortgage of £220,000 payable over 27 years 9 months initially on a rate fixed until 28/02/2022 at 2.81% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £953.44 and 36 monthly payments of £1,085.67 and 272 monthly payments of £1,193.53 followed by a final payment of £717.33. The total amount payable would be £387,324.17 made up of the loan amount plus interest, Completion fee of £495, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases	2.95% Fixed until 28/02/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.5% APRC	2% until 28 February 2021, then 1% until 28 February 2022	95%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 27 years 4 months initially on a rate fixed until 28/02/2022 at 2.95% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £666.09 and 36 monthly payments of £745.49 and 267 monthly payments of £818.39 followed by a final payment of £503.37. The total amount payable would be £261,837.30 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Base Rate Tracker Mortgage No Fee for Purchases & Remortgages	1.79% Variable (BoEBR + 1.04%) for 2 years from completion. The pay rate will not go below a floor of 1.79%.	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.0% APRC	0.5% for 2 years from completion	60%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £95,000 payable over 17 years 5 months on our variable tracker rate for 2 years at 1.79% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £529.07 and 36 monthly payments of £618.66 and 148 monthly payments of £654.37 followed by a final payment of £531.02. The total amount payable would be £132,347.22 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Base Rate Tracker Mortgage Standard Fee for Purchases & Remortgages	1.55% Variable (BoEBR + 0.80%) for 2 years from completion. The pay rate will not go below a floor of 1.55%.	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.2% APRC	None	60%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £210,000 payable over 21 years 3 months on our variable tracker rate for 2 years at 1.55% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £971.24 and 36 monthly payments of £1,202.44 and 194 monthly payments of £1,291.37 followed by a final payment of £936.34. The total amount payable would be £318,059.72 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Base Rate Tracker Mortgage No Fee for Purchases & Remortgages	1.99% Variable (BoEBR + 1.24%) for 2 years from completion. The pay rate will not go below a floor of 1.99%.	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.3% APRC	0.5% for 2 years from completion	75%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 7 months on our variable tracker rate for 2 years at 1.99% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £578.56 and 36 monthly payments of £706.99 and 234 monthly payments of £768.69 followed by a final payment of £451.17. The total amount payable would be £219,661.71 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Base Rate Tracker Mortgage Standard Fee for Purchases & Remortgages	1.69% Variable (BoEBR + 0.94%) for 2 years from completion. The pay rate will not go below a floor of 1.69%.	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.3% APRC	None	75%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £270,000 payable over 25 years 7 months on our variable tracker rate for 2 years at 1.69% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,087.10 and 36 monthly payments of £1,383.39 and 246 monthly payments of £1,509.50 followed by a final payment of £885.76. The total amount payable would be £448,115.20 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Base Rate Tracker No Fee for Purchases & Remortgages	2.27% Variable (BoEBR + 1.52%) for 2 years from completion. The pay rate will not go below a floor of 2.27%.	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.4% APRC	0.5% for 2 years from completion	80%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 26 years 8 months on our variable tracker rate for 2 years at 2.27% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £603.99 and 36 monthly payments of £726.66 and 259 monthly payments of £795.88 followed by a final payment of £409.52. The total amount payable would be £247,197.96 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Base Rate Tracker Standard Fee for Purchases & Remortgages	1.95% Variable (BoEBR + 1.20%) for 2 years from completion. The pay rate will not go below a floor of 1.95%.	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.4% APRC	None	80%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £255,000 payable over 26 years 11 months on our variable tracker rate for 2 years at 1.95% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,018.33 and 36 monthly payments of £1,272.96 and 262 monthly payments of £1,395.42 followed by a final payment of £708.41. The total amount payable would be £436,574.93 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Base Rate Tracker Mortgage No Fee for Purchases & Remortgages	2.37% Variable (BoEBR + 1.62%) for 2 years from completion. The pay rate will not go below a floor of 2.37%.	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.4% APRC	0.5% for 2 years from completion	85%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 27 years 6 months on our variable tracker rate for 2 years at 2.37% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £618.47 and 36 monthly payments of £739.71 and 269 monthly payments of £812.48 followed by a final payment of £391.73. The total amount payable would be £260,421.69 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Base Rate Tracker Mortgage Standard Fee for Purchases & Remortgages	1.99% Variable (BoEBR + 1.24%) for 2 years from completion. The pay rate will not go below a floor of 1.99%.	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.4% APRC	None	85%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £275,000 payable over 28 years 9 months on our variable tracker rate for 2 years at 1.99% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,050.37 and 36 monthly payments of £1,324.88 and 284 monthly payments of £1,461.34 followed by a final payment of £697.07. The total amount payable would be £488,622.19 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Base Rate Tracker Mortgage No Fee for Purchases & Remortgages	2.57% Variable (BoEBR + 1.82%) for 2 years from completion. The pay rate will not go below a floor of 2.57%.	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.5% APRC	0.5% for 2 years from completion	90%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £155,000 payable over 29 years 4 months on our variable tracker rate for 2 years at 2.57% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £626.95 and 36 monthly payments of £739.65 and 291 monthly payments of £817.38 followed by a final payment of £372.48. The total amount payable would be £279,904.26 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Base Rate Tracker Mortgage Standard Fee for Purchases & Remortgages	2.34% Variable (BoEBR + 1.59%) for 2 years from completion. The pay rate will not go below a floor of 2.34%.	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.5% APRC	None	90%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £265,000 payable over 30 years on our variable tracker rate for 2 years at 2.34% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,028.04 and 36 monthly payments of £1,252.43 and 299 monthly payments of £1,387.04 followed by a final payment of £598.24. The total amount payable would be £485,083.64 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.95% Fixed until 31/03/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.3% APRC
Early Repayment Charges	5% until 31 March 2021, then 5% until 31 March 2022, then 4% until 31 March 2023, then 3% until 31 March 2024, then 2% until 31 March 2025
Max LTV	95%
Mortgage fees	Application:£0 Completion:£495
Find out more
The APRC is calculated based on the following: A repayment mortgage of £235,000 payable over 27 years 11 months initially on a rate fixed until 31/03/2025 at 2.95% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £1,031.54 and 274 monthly payments of £1,258.33 followed by a final payment of £697.85. The total amount payable would be £407,372.67 made up of the loan amount plus interest, Completion fee of £495, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	3.09% Fixed until 31/03/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.4% APRC
Early Repayment Charges	5% until 31 March 2021, then 5% until 31 March 2022, then 4% until 31 March 2023, then 3% until 31 March 2024, then 2% until 31 March 2025
Max LTV	95%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £160,000 payable over 28 years 2 months initially on a rate fixed until 31/03/2025 at 3.09% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £708.72 and 277 monthly payments of £853.83 followed by a final payment of £470.08. The total amount payable would be £279,504.19 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.61% Fixed until 28/02/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	3.7% APRC
Early Repayment Charges	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025
Max LTV	60%
Mortgage fees	Application:£0 Completion:£1,995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £330,000 payable over 22 years 10 months initially on a rate fixed until 28/02/2025 at 1.61% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £1,448.07 and 213 monthly payments of £1,899.70 followed by a final payment of £1,396.95. The total amount payable would be £492,917.25 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.79% Fixed until 28/02/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	3.4% APRC
Early Repayment Charges	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025
Max LTV	60%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £95,000 payable over 17 years 5 months initially on a rate fixed until 28/02/2025 at 1.79% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £529.07 and 148 monthly payments of £635.93 followed by a final payment of £546.53. The total amount payable would be £126,408.37 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.64% Fixed until 28/02/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	3.6% APRC
Early Repayment Charges	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025
Max LTV	60%
Mortgage fees	Application:£0 Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £210,000 payable over 21 years 3 months initially on a rate fixed until 28/02/2025 at 1.64% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £980.01 and 194 monthly payments of £1,254.91 followed by a final payment of £973.49. The total amount payable would be £303,226.63 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.74% Fixed until 28/02/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	3.9% APRC
Early Repayment Charges	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025
Max LTV	75%
Mortgage fees	Application:£0 Completion:£1,995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £375,000 payable over 27 years 3 months initially on a rate fixed until 28/02/2025 at 1.74% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £1,447.27 and 266 monthly payments of £1,987.23 followed by a final payment of £1,223.55. The total amount payable would be £616,662.93 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.89% Fixed until 28/02/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	3.8% APRC
Early Repayment Charges	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025
Max LTV	75%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 7 months initially on a rate fixed until 28/02/2025 at 1.89% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £571.96 and 234 monthly payments of £749.10 followed by a final payment of £516.24. The total amount payable would be £210,123.24 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.89% Fixed until 28/02/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.0% APRC
Early Repayment Charges	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025
Max LTV	80%
Mortgage fees	Application:£0 Completion:£1,995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £305,000 payable over 30 years 9 months initially on a rate fixed until 28/02/2025 at 1.89% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £1,096.70 and 308 monthly payments of £1,542.78 followed by a final payment of £789.15. The total amount payable would be £541,767.39 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.10% Fixed until 28/02/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.0% APRC
Early Repayment Charges	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025
Max LTV	80%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 26 years 8 months initially on a rate fixed until 28/02/2025 at 2.10% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £591.59 and 259 monthly payments of £777.73 followed by a final payment of £490.43. The total amount payable would be £237,417.90 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.95% Fixed until 28/02/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	3.9% APRC
Early Repayment Charges	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025
Max LTV	80%
Mortgage fees	Application:£0 Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £255,000 payable over 26 years 11 months initially on a rate fixed until 28/02/2025 at 1.95% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £1,018.33 and 262 monthly payments of £1,362.96 followed by a final payment of £849.45. The total amount payable would be £419,044.77 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.01% Fixed until 28/02/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	3.9% APRC
Early Repayment Charges	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025
Max LTV	75%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 7 months initially on a rate fixed until 28/02/2025 at 2.01% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £579.77 and 234 monthly payments of £751.02 followed by a final payment of £520.69. The total amount payable would be £211,045.57 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.79% Fixed until 28/02/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	3.8% APRC
Early Repayment Charges	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025
Max LTV	75%
Mortgage fees	Application:£0 Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £270,000 payable over 25 years 7 months initially on a rate fixed until 28/02/2025 at 1.79% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £1,100.23 and 246 monthly payments of £1,471.87 followed by a final payment of £976.43. The total amount payable would be £429,070.25 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.14% Fixed until 28/02/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.1% APRC
Early Repayment Charges	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025
Max LTV	85%
Mortgage fees	Application:£0 Completion:£1,995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £360,000 payable over 28 years 10 months initially on a rate fixed until 28/02/2025 at 2.14% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £1,401.75 and 285 monthly payments of £1,877.38 followed by a final payment of £1,064.42. The total amount payable would be £620,222.72 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.17% Fixed until 28/02/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.0% APRC
Early Repayment Charges	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025
Max LTV	85%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 27 years 6 months initially on a rate fixed until 28/02/2025 at 2.17% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £603.48 and 269 monthly payments of £794.60 followed by a final payment of £479.18. The total amount payable would be £250,435.38 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.24% Fixed until 28/02/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.1% APRC
Early Repayment Charges	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025
Max LTV	85%
Mortgage fees	Application:£0 Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £275,000 payable over 28 years 9 months initially on a rate fixed until 28/02/2025 at 2.24% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £1,084.99 and 284 monthly payments of £1,435.99 followed by a final payment of £816.72. The total amount payable would be £473,737.28 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

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Use our mortgage affordability calculator to get an idea of how much you could potentially borrow, based on your income and outgoings, and to request a Decision in Principle when you’re ready.

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Initial rate payable	2.59% Fixed until 28/02/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.3% APRC
Early Repayment Charges	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025
Max LTV	90%
Mortgage fees	Application:£0 Completion:£1,995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £315,000 payable over 30 years 8 months initially on a rate fixed until 28/02/2025 at 2.59% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £1,248.12 and 307 monthly payments of £1,616.94 followed by a final payment of £831.76. The total amount payable would be £572,119.54 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.79% Fixed until 28/02/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.3% APRC
Early Repayment Charges	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025
Max LTV	90%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £155,000 payable over 29 years 4 months initially on a rate fixed until 28/02/2025 at 2.79% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £644.68 and 291 monthly payments of £808.31 followed by a final payment of £445.20. The total amount payable would be £274,344.21 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.65% Fixed until 28/02/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.2% APRC
Early Repayment Charges	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025
Max LTV	90%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £155,000 payable over 29 years 6 months initially on a rate fixed until 28/02/2025 at 2.65% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £630.99 and 293 monthly payments of £804.23 followed by a final payment of £437.65. The total amount payable would be £273,936.44 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.69% Fixed until 28/02/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.3% APRC
Early Repayment Charges	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025
Max LTV	90%
Mortgage fees	Application:£0 Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £265,000 payable over 30 years initially on a rate fixed until 28/02/2025 at 2.69% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £1,076.62 and 299 monthly payments of £1,371.54 followed by a final payment of £728.62. The total amount payable would be £475,416.28 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.99% Fixed until 28/02/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.3% APRC
Early Repayment Charges	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025
Max LTV	95%
Mortgage fees	Application:£0 Completion:£495
Find out more
The APRC is calculated based on the following: A repayment mortgage of £220,000 payable over 27 years 9 months initially on a rate fixed until 28/02/2025 at 2.99% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £974.31 and 272 monthly payments of £1,182.19 followed by a final payment of £710.10. The total amount payable would be £380,724.38 made up of the loan amount plus interest, Completion fee of £495, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	3.06% Fixed until 28/02/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.3% APRC
Early Repayment Charges	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025
Max LTV	95%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 27 years 4 months initially on a rate fixed until 28/02/2025 at 3.06% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £674.75 and 267 monthly payments of £810.82 followed by a final payment of £495.56. The total amount payable would be £257,469.50 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Product name	Initial rate payable	Then changing to	Changing to	The overall cost for comparison is	Early Repayment Charges	Max LTV	Mortgage fees
5 Year Fixed Rate Mortgage Low Fee for Purchases (Skipton LISA customers only)	2.95% Fixed until 31/03/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.3% APRC	5% until 31 March 2021, then 5% until 31 March 2022, then 4% until 31 March 2023, then 3% until 31 March 2024, then 2% until 31 March 2025	95%	Application:£0 Completion:£495	Find out more
The APRC is calculated based on the following: A repayment mortgage of £235,000 payable over 27 years 11 months initially on a rate fixed until 31/03/2025 at 2.95% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £1,031.54 and 274 monthly payments of £1,258.33 followed by a final payment of £697.85. The total amount payable would be £407,372.67 made up of the loan amount plus interest, Completion fee of £495, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage No Fee for Purchases (Skipton LISA customers only)	3.09% Fixed until 31/03/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.4% APRC	5% until 31 March 2021, then 5% until 31 March 2022, then 4% until 31 March 2023, then 3% until 31 March 2024, then 2% until 31 March 2025	95%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £160,000 payable over 28 years 2 months initially on a rate fixed until 31/03/2025 at 3.09% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £708.72 and 277 monthly payments of £853.83 followed by a final payment of £470.08. The total amount payable would be £279,504.19 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage High Fee for Purchases & Remortgages	1.61% Fixed until 28/02/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	3.7% APRC	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025	60%	Application:£0 Completion:£1,995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £330,000 payable over 22 years 10 months initially on a rate fixed until 28/02/2025 at 1.61% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £1,448.07 and 213 monthly payments of £1,899.70 followed by a final payment of £1,396.95. The total amount payable would be £492,917.25 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	1.79% Fixed until 28/02/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	3.4% APRC	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025	60%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £95,000 payable over 17 years 5 months initially on a rate fixed until 28/02/2025 at 1.79% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £529.07 and 148 monthly payments of £635.93 followed by a final payment of £546.53. The total amount payable would be £126,408.37 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages	1.64% Fixed until 28/02/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	3.6% APRC	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025	60%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £210,000 payable over 21 years 3 months initially on a rate fixed until 28/02/2025 at 1.64% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £980.01 and 194 monthly payments of £1,254.91 followed by a final payment of £973.49. The total amount payable would be £303,226.63 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage High Fee for Purchases & Remortgages	1.74% Fixed until 28/02/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	3.9% APRC	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025	75%	Application:£0 Completion:£1,995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £375,000 payable over 27 years 3 months initially on a rate fixed until 28/02/2025 at 1.74% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £1,447.27 and 266 monthly payments of £1,987.23 followed by a final payment of £1,223.55. The total amount payable would be £616,662.93 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	1.89% Fixed until 28/02/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	3.8% APRC	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025	75%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 7 months initially on a rate fixed until 28/02/2025 at 1.89% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £571.96 and 234 monthly payments of £749.10 followed by a final payment of £516.24. The total amount payable would be £210,123.24 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage High Fee for Purchases & Remortgages	1.89% Fixed until 28/02/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.0% APRC	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025	80%	Application:£0 Completion:£1,995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £305,000 payable over 30 years 9 months initially on a rate fixed until 28/02/2025 at 1.89% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £1,096.70 and 308 monthly payments of £1,542.78 followed by a final payment of £789.15. The total amount payable would be £541,767.39 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	2.10% Fixed until 28/02/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.0% APRC	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025	80%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 26 years 8 months initially on a rate fixed until 28/02/2025 at 2.10% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £591.59 and 259 monthly payments of £777.73 followed by a final payment of £490.43. The total amount payable would be £237,417.90 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages	1.95% Fixed until 28/02/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	3.9% APRC	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025	80%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £255,000 payable over 26 years 11 months initially on a rate fixed until 28/02/2025 at 1.95% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £1,018.33 and 262 monthly payments of £1,362.96 followed by a final payment of £849.45. The total amount payable would be £419,044.77 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages (Includes Cashback)	2.01% Fixed until 28/02/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	3.9% APRC	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025	75%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 7 months initially on a rate fixed until 28/02/2025 at 2.01% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £579.77 and 234 monthly payments of £751.02 followed by a final payment of £520.69. The total amount payable would be £211,045.57 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages	1.79% Fixed until 28/02/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	3.8% APRC	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025	75%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £270,000 payable over 25 years 7 months initially on a rate fixed until 28/02/2025 at 1.79% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £1,100.23 and 246 monthly payments of £1,471.87 followed by a final payment of £976.43. The total amount payable would be £429,070.25 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage High Fee for Purchases & Remortgages	2.14% Fixed until 28/02/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.1% APRC	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025	85%	Application:£0 Completion:£1,995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £360,000 payable over 28 years 10 months initially on a rate fixed until 28/02/2025 at 2.14% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £1,401.75 and 285 monthly payments of £1,877.38 followed by a final payment of £1,064.42. The total amount payable would be £620,222.72 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	2.17% Fixed until 28/02/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.0% APRC	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025	85%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 27 years 6 months initially on a rate fixed until 28/02/2025 at 2.17% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £603.48 and 269 monthly payments of £794.60 followed by a final payment of £479.18. The total amount payable would be £250,435.38 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages	2.24% Fixed until 28/02/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.1% APRC	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025	85%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £275,000 payable over 28 years 9 months initially on a rate fixed until 28/02/2025 at 2.24% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £1,084.99 and 284 monthly payments of £1,435.99 followed by a final payment of £816.72. The total amount payable would be £473,737.28 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage High Fee for Purchases & Remortgages	2.59% Fixed until 28/02/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.3% APRC	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025	90%	Application:£0 Completion:£1,995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £315,000 payable over 30 years 8 months initially on a rate fixed until 28/02/2025 at 2.59% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £1,248.12 and 307 monthly payments of £1,616.94 followed by a final payment of £831.76. The total amount payable would be £572,119.54 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	2.79% Fixed until 28/02/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.3% APRC	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025	90%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £155,000 payable over 29 years 4 months initially on a rate fixed until 28/02/2025 at 2.79% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £644.68 and 291 monthly payments of £808.31 followed by a final payment of £445.20. The total amount payable would be £274,344.21 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages (Includes Cashback) New customers only	2.65% Fixed until 28/02/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.2% APRC	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025	90%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £155,000 payable over 29 years 6 months initially on a rate fixed until 28/02/2025 at 2.65% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £630.99 and 293 monthly payments of £804.23 followed by a final payment of £437.65. The total amount payable would be £273,936.44 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages	2.69% Fixed until 28/02/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.3% APRC	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025	90%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £265,000 payable over 30 years initially on a rate fixed until 28/02/2025 at 2.69% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £1,076.62 and 299 monthly payments of £1,371.54 followed by a final payment of £728.62. The total amount payable would be £475,416.28 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage Low Fee for Purchase	2.99% Fixed until 28/02/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.3% APRC	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025	95%	Application:£0 Completion:£495	Find out more
The APRC is calculated based on the following: A repayment mortgage of £220,000 payable over 27 years 9 months initially on a rate fixed until 28/02/2025 at 2.99% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £974.31 and 272 monthly payments of £1,182.19 followed by a final payment of £710.10. The total amount payable would be £380,724.38 made up of the loan amount plus interest, Completion fee of £495, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgages No Fee for Purchase	3.06% Fixed until 28/02/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.3% APRC	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025	95%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 27 years 4 months initially on a rate fixed until 28/02/2025 at 3.06% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £674.75 and 267 monthly payments of £810.82 followed by a final payment of £495.56. The total amount payable would be £257,469.50 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.19% Fixed until 28/02/2027
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	3.2% APRC
Early Repayment Charges	7% until 28 February 2021, then 7% until 28 February 2022, then 7% until 28 February 2023, then 6% until 29 February 2024, then 5% until 28 February 2025, then 4% until 28 February 2026, then 3% until 28 February 2027
Max LTV	60%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £95,000 payable over 17 years 5 months initially on a rate fixed until 28/02/2027 at 2.19% and then our RMVR variable rate currently 4.99% for the remaining term would require 84 monthly payments of £546.49 and 124 monthly payments of £626.32 followed by a final payment of £565.35. The total amount payable would be £124,134.19 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.31% Fixed until 28/02/2027
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	3.6% APRC
Early Repayment Charges	7% until 28 February 2021, then 7% until 28 February 2022, then 7% until 28 February 2023, then 6% until 29 February 2024, then 5% until 28 February 2025, then 4% until 28 February 2026, then 3% until 28 February 2027
Max LTV	75%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 7 months initially on a rate fixed until 28/02/2027 at 2.31% and then our RMVR variable rate currently 4.99% for the remaining term would require 84 monthly payments of £599.60 and 210 monthly payments of £740.09 followed by a final payment of £549.11. The total amount payable would be £206,334.41 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.49% Fixed until 28/02/2027
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	3.8% APRC
Early Repayment Charges	7% until 28 February 2021, then 7% until 28 February 2022, then 7% until 28 February 2023, then 6% until 29 February 2024, then 5% until 28 February 2025, then 4% until 28 February 2026, then 3% until 28 February 2027
Max LTV	85%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 27 years 6 months initially on a rate fixed until 28/02/2027 at 2.49% and then our RMVR variable rate currently 4.99% for the remaining term would require 84 monthly payments of £627.62 and 245 monthly payments of £785.06 followed by a final payment of £520.04. The total amount payable would be £245,579.82 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.81% Fixed until 28/02/2027
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.0% APRC
Early Repayment Charges	7% until 28 February 2021, then 7% until 28 February 2022, then 7% until 28 February 2023, then 6% until 29 February 2024, then 5% until 28 February 2025, then 4% until 28 February 2026, then 3% until 28 February 2027
Max LTV	90%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £155,000 payable over 29 years 4 months initially on a rate fixed until 28/02/2027 at 2.81% and then our RMVR variable rate currently 4.99% for the remaining term would require 84 monthly payments of £646.44 and 267 monthly payments of £796.12 followed by a final payment of £491.75. The total amount payable would be £267,356.75 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Product name	Initial rate payable	Then changing to	Changing to	The overall cost for comparison is	Early Repayment Charges	Max LTV	Mortgage fees
7 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	2.19% Fixed until 28/02/2027	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	3.2% APRC	7% until 28 February 2021, then 7% until 28 February 2022, then 7% until 28 February 2023, then 6% until 29 February 2024, then 5% until 28 February 2025, then 4% until 28 February 2026, then 3% until 28 February 2027	60%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £95,000 payable over 17 years 5 months initially on a rate fixed until 28/02/2027 at 2.19% and then our RMVR variable rate currently 4.99% for the remaining term would require 84 monthly payments of £546.49 and 124 monthly payments of £626.32 followed by a final payment of £565.35. The total amount payable would be £124,134.19 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
7 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	2.31% Fixed until 28/02/2027	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	3.6% APRC	7% until 28 February 2021, then 7% until 28 February 2022, then 7% until 28 February 2023, then 6% until 29 February 2024, then 5% until 28 February 2025, then 4% until 28 February 2026, then 3% until 28 February 2027	75%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 7 months initially on a rate fixed until 28/02/2027 at 2.31% and then our RMVR variable rate currently 4.99% for the remaining term would require 84 monthly payments of £599.60 and 210 monthly payments of £740.09 followed by a final payment of £549.11. The total amount payable would be £206,334.41 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
7 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	2.49% Fixed until 28/02/2027	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	3.8% APRC	7% until 28 February 2021, then 7% until 28 February 2022, then 7% until 28 February 2023, then 6% until 29 February 2024, then 5% until 28 February 2025, then 4% until 28 February 2026, then 3% until 28 February 2027	85%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 27 years 6 months initially on a rate fixed until 28/02/2027 at 2.49% and then our RMVR variable rate currently 4.99% for the remaining term would require 84 monthly payments of £627.62 and 245 monthly payments of £785.06 followed by a final payment of £520.04. The total amount payable would be £245,579.82 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
7 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	2.81% Fixed until 28/02/2027	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.0% APRC	7% until 28 February 2021, then 7% until 28 February 2022, then 7% until 28 February 2023, then 6% until 29 February 2024, then 5% until 28 February 2025, then 4% until 28 February 2026, then 3% until 28 February 2027	90%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £155,000 payable over 29 years 4 months initially on a rate fixed until 28/02/2027 at 2.81% and then our RMVR variable rate currently 4.99% for the remaining term would require 84 monthly payments of £646.44 and 267 monthly payments of £796.12 followed by a final payment of £491.75. The total amount payable would be £267,356.75 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

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2 Year Fixed Rate Mortgage No Fee for Purchases (Includes Cashback)

2 Year Fixed Rate Mortgage No Fee for Purchases (Includes Cashback) Skipton LISA customers only

2 Year Fixed Rate Mortgage No Fee for Purchases (Includes Cashback) Skipton LISA customers only

2 Year Fixed Rate Mortgage No Fee for Purchases (Skipton LISA customers only)

2 Year Fixed Rate Mortgage No Fee for Purchases (Includes Cashback) Skipton LISA customers only

2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages (Includes Cashback)

2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages (Includes Cashback)

2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages (Includes Cashback)

2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages (Includes Cashback)

2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages (Includes Cashback)

2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages

2 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages

2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages (Includes Cashback)

2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages

2 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages

2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages

2 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages

2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages

2 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages

2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages (Includes Cashback)

2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages

2 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages

2 Year Fixed Rate Mortgage Low Fee for Purchases

2 Year Fixed Rate Mortgage No Fee for Purchases

2 Year Base Rate Tracker Mortgage No Fee for Purchases & Remortgages

2 Year Base Rate Tracker Mortgage Standard Fee for Purchases & Remortgages

2 Year Base Rate Tracker Mortgage No Fee for Purchases & Remortgages

2 Year Base Rate Tracker Mortgage Standard Fee for Purchases & Remortgages

2 Year Base Rate Tracker No Fee for Purchases & Remortgages

2 Year Base Rate Tracker Standard Fee for Purchases & Remortgages

2 Year Base Rate Tracker Mortgage No Fee for Purchases & Remortgages

2 Year Base Rate Tracker Mortgage Standard Fee for Purchases & Remortgages

2 Year Base Rate Tracker Mortgage No Fee for Purchases & Remortgages

2 Year Base Rate Tracker Mortgage Standard Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage Low Fee for Purchases (Skipton LISA customers only)

5 Year Fixed Rate Mortgage No Fee for Purchases (Skipton LISA customers only)

5 Year Fixed Rate Mortgage High Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage High Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage High Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages (Includes Cashback)

5 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage High Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage High Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages (Includes Cashback) New customers only

5 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage Low Fee for Purchase