Moving house

Initial rate payable	3.59% Fixed until 28/02/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.6% APRC
Early Repayment Charges	2% until 28 February 2021, then 1% until 28 February 2022
Max LTV	95%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £225,000 payable over 25 years 9 months initially on a rate fixed until 28/02/2022 at 3.59% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,115.72 and 36 monthly payments of £1,161.56 and 248 monthly payments of £1,268.22 followed by a final payment of £838.23. The total amount payable would be £383,950.23 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.59% Fixed until 31/01/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.5% APRC
Early Repayment Charges	2% until 31 January 2021, then 1% until 31 January 2022
Max LTV	85%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £365,000 payable over 28 years 11 months initially on a rate fixed until 31/01/2022 at 2.59% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,494.22 and 36 monthly payments of £1,755.08 and 286 monthly payments of £1,936.84 followed by a final payment of £743.80. The total amount payable would be £653,724.20 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.65% Fixed until 31/01/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.5% APRC
Early Repayment Charges	2% until 31 January 2021, then 1% until 31 January 2022
Max LTV	90%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £315,000 payable over 30 years 8 months initially on a rate fixed until 31/01/2022 at 2.65% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,250.20 and 36 monthly payments of £1,470.09 and 307 monthly payments of £1,631.52 followed by a final payment of £501.80. The total amount payable would be £584,306.48 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.84% Fixed until 31/01/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.5% APRC
Early Repayment Charges	2% until 31 January 2021, then 1% until 31 January 2022
Max LTV	95%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 27 years 4 months initially on a rate fixed until 31/01/2022 at 2.84% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £657.50 and 36 monthly payments of £744.85 and 267 monthly payments of £817.65 followed by a final payment of £366.25. The total amount payable would be £261,273.40 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	3.29% Fixed until 31/01/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.6% APRC
Early Repayment Charges	2% until 31 January 2021, then 1% until 31 January 2022
Max LTV	95%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £225,000 payable over 25 years 9 months initially on a rate fixed until 31/01/2022 at 3.29% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,079.49 and 36 monthly payments of £1,159.02 and 248 monthly payments of £1,265.37 followed by a final payment of £650.42. The total amount payable would be £382,094.66 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.20% Fixed until 28/02/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.3% APRC
Early Repayment Charges	2% until 28 February 2021, then 1% until 28 February 2022
Max LTV	60%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £185,000 payable over 22 years 5 months initially on a rate fixed until 28/02/2022 at 2.20% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £870.99 and 36 monthly payments of £1,025.66 and 208 monthly payments of £1,106.42 followed by a final payment of £824.14. The total amount payable would be £288,787.02 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.30% Fixed until 28/02/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.4% APRC
Early Repayment Charges	2% until 28 February 2021, then 1% until 28 February 2022
Max LTV	75%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £210,000 payable over 24 years 1 month initially on a rate fixed until 28/02/2022 at 2.30% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £946.28 and 36 monthly payments of £1,115.96 and 228 monthly payments of £1,211.22 followed by a final payment of £854.43. The total amount payable would be £339,897.87 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.65% Fixed until 28/02/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.5% APRC
Early Repayment Charges	2% until 28 February 2021, then 1% until 28 February 2022
Max LTV	80%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £235,000 payable over 26 years 1 month initially on a rate fixed until 28/02/2022 at 2.65% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,039.71 and 36 monthly payments of £1,195.97 and 252 monthly payments of £1,307.32 followed by a final payment of £845.91. The total amount payable would be £398,298.51 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.75% Fixed until 28/02/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.5% APRC
Early Repayment Charges	2% until 28 February 2021, then 1% until 28 February 2022
Max LTV	85%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £210,000 payable over 28 years initially on a rate fixed until 28/02/2022 at 2.75% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £896.13 and 36 monthly payments of £1,028.53 and 275 monthly payments of £1,131.66 followed by a final payment of £672.14. The total amount payable would be £370,412.84 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.91% Fixed until 28/02/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.6% APRC
Early Repayment Charges	2% until 28 February 2021, then 1% until 28 February 2022
Max LTV	90%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £225,000 payable over 29 years 2 months initially on a rate fixed until 28/02/2022 at 2.91% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £953.57 and 36 monthly payments of £1,079.64 and 289 monthly payments of £1,192.48 followed by a final payment of £670.69. The total amount payable would be £407,050.13 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.56% Fixed until 28/02/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.0% APRC
Early Repayment Charges	2% until 28 February 2021, then 1% until 28 February 2022
Max LTV	60%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £95,000 payable over 17 years 5 months initially on a rate fixed until 28/02/2022 at 1.56% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £518.90 and 36 monthly payments of £617.41 and 148 monthly payments of £653.09 followed by a final payment of £563.76. The total amount payable would be £131,901.44 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.29% Fixed until 28/02/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.1% APRC
Early Repayment Charges	2% until 28 February 2021, then 1% until 28 February 2022
Max LTV	60%
Mortgage fees	Application:£0 Completion:£995
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The APRC is calculated based on the following: A repayment mortgage of £210,000 payable over 21 years 3 months initially on a rate fixed until 28/02/2022 at 1.29% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £945.71 and 36 monthly payments of £1,199.70 and 194 monthly payments of £1,288.45 followed by a final payment of £1,002.17. The total amount payable would be £316,847.71 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.95% Fixed until 28/02/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.3% APRC
Early Repayment Charges	2% until 28 February 2021, then 1% until 28 February 2022
Max LTV	75%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 7 months initially on a rate fixed until 28/02/2022 at 1.95% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £575.85 and 36 monthly payments of £706.77 and 234 monthly payments of £768.49 followed by a final payment of £527.90. The total amount payable would be £219,618.68 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.81% Fixed until 28/02/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.3% APRC
Early Repayment Charges	2% until 28 February 2021, then 1% until 28 February 2022
Max LTV	75%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 7 months initially on a rate fixed until 28/02/2022 at 1.81% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £566.88 and 36 monthly payments of £705.91 and 234 monthly payments of £767.56 followed by a final payment of £528.37. The total amount payable would be £219,155.29 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.58% Fixed until 28/02/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.3% APRC
Early Repayment Charges	2% until 28 February 2021, then 1% until 28 February 2022
Max LTV	75%
Mortgage fees	Application:£0 Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £270,000 payable over 25 years 7 months initially on a rate fixed until 28/02/2022 at 1.58% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,073.20 and 36 monthly payments of £1,382.05 and 246 monthly payments of £1,508.08 followed by a final payment of £998.55. The total amount payable would be £447,496.83 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.89% Fixed until 28/02/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.3% APRC
Early Repayment Charges	2% until 28 February 2021, then 1% until 28 February 2022
Max LTV	80%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 26 years 8 months initially on a rate fixed until 28/02/2022 at 1.89% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £576.69 and 36 monthly payments of £724.41 and 259 monthly payments of £793.46 followed by a final payment of £503.14. The total amount payable would be £245,928.60 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.64% Fixed until 28/02/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.3% APRC
Early Repayment Charges	2% until 28 February 2021, then 1% until 28 February 2022
Max LTV	80%
Mortgage fees	Application:£0 Completion:£995
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The APRC is calculated based on the following: A repayment mortgage of £255,000 payable over 26 years 11 months initially on a rate fixed until 28/02/2022 at 1.64% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £980.38 and 36 monthly payments of £1,269.60 and 262 monthly payments of £1,391.80 followed by a final payment of £864.89. The total amount payable would be £434,751.21 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.14% Fixed until 28/02/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.4% APRC
Early Repayment Charges	2% until 28 February 2021, then 1% until 28 February 2022
Max LTV	85%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 27 years 6 months initially on a rate fixed until 28/02/2022 at 2.14% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £601.24 and 36 monthly payments of £738.34 and 269 monthly payments of £811.01 followed by a final payment of £494.05. The total amount payable would be £259,665.74 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.83% Fixed until 28/02/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.4% APRC
Early Repayment Charges	2% until 28 February 2021, then 1% until 28 February 2022
Max LTV	85%
Mortgage fees	Application:£0 Completion:£995
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The APRC is calculated based on the following: A repayment mortgage of £275,000 payable over 28 years 9 months initially on a rate fixed until 28/02/2022 at 1.83% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,028.49 and 36 monthly payments of £1,323.17 and 284 monthly payments of £1,459.48 followed by a final payment of £830.54. The total amount payable would be £487,640.74 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.61% Fixed until 28/02/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.5% APRC
Early Repayment Charges	2% until 28 February 2021, then 1% until 28 February 2022
Max LTV	90%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £155,000 payable over 29 years 6 months initially on a rate fixed until 28/02/2022 at 2.61% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £627.68 and 36 monthly payments of £737.71 and 293 monthly payments of £815.71 followed by a final payment of £443.54. The total amount payable would be £281,068.45 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.57% Fixed until 28/02/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.5% APRC
Early Repayment Charges	2% until 28 February 2021, then 1% until 28 February 2022
Max LTV	90%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £155,000 payable over 29 years 4 months initially on a rate fixed until 28/02/2022 at 2.57% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £626.95 and 36 monthly payments of £739.66 and 291 monthly payments of £817.40 followed by a final payment of £456.95. The total amount payable would be £279,994.91 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.15% Fixed until 28/02/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.5% APRC
Early Repayment Charges	2% until 28 February 2021, then 1% until 28 February 2022
Max LTV	90%
Mortgage fees	Application:£0 Completion:£995
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The APRC is calculated based on the following: A repayment mortgage of £265,000 payable over 30 years initially on a rate fixed until 28/02/2022 at 2.15% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,002.58 and 36 monthly payments of £1,250.54 and 299 monthly payments of £1,384.99 followed by a final payment of £737.61. The total amount payable would be £483,930.98 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.80% Fixed until 28/02/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.5% APRC
Early Repayment Charges	2% until 28 February 2021, then 1% until 28 February 2022
Max LTV	95%
Mortgage fees	Application:£0 Completion:£495
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The APRC is calculated based on the following: A repayment mortgage of £220,000 payable over 27 years 9 months initially on a rate fixed until 28/02/2022 at 2.80% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £952.20 and 36 monthly payments of £1,085.60 and 272 monthly payments of £1,193.45 followed by a final payment of £720.03. The total amount payable would be £387,272.83 made up of the loan amount plus interest, Completion fee of £495, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.91% Fixed until 28/02/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.5% APRC
Early Repayment Charges	2% until 28 February 2021, then 1% until 28 February 2022
Max LTV	95%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 27 years 4 months initially on a rate fixed until 28/02/2022 at 2.91% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £662.88 and 36 monthly payments of £745.27 and 267 monthly payments of £818.16 followed by a final payment of £500.03. The total amount payable would be £261,687.59 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.79% Variable (BoEBR + 1.04%) for 2 years from completion. The pay rate will not go below a floor of 1.79%.
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.0% APRC
Early Repayment Charges	0.5% for 2 years from completion
Max LTV	60%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £95,000 payable over 17 years 5 months on our variable tracker rate for 2 years at 1.79% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £529.07 and 36 monthly payments of £618.66 and 148 monthly payments of £654.37 followed by a final payment of £531.02. The total amount payable would be £132,347.22 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.55% Variable (BoEBR + 0.80%) for 2 years from completion. The pay rate will not go below a floor of 1.55%.
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.2% APRC
Early Repayment Charges	None
Max LTV	60%
Mortgage fees	Application:£0 Completion:£995
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The APRC is calculated based on the following: A repayment mortgage of £210,000 payable over 21 years 3 months on our variable tracker rate for 2 years at 1.55% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £971.24 and 36 monthly payments of £1,202.44 and 194 monthly payments of £1,291.37 followed by a final payment of £936.34. The total amount payable would be £318,059.72 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.99% Variable (BoEBR + 1.24%) for 2 years from completion. The pay rate will not go below a floor of 1.99%.
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.3% APRC
Early Repayment Charges	0.5% for 2 years from completion
Max LTV	75%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 7 months on our variable tracker rate for 2 years at 1.99% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £578.56 and 36 monthly payments of £706.99 and 234 monthly payments of £768.69 followed by a final payment of £451.17. The total amount payable would be £219,661.71 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.69% Variable (BoEBR + 0.94%) for 2 years from completion. The pay rate will not go below a floor of 1.69%.
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.3% APRC
Early Repayment Charges	None
Max LTV	75%
Mortgage fees	Application:£0 Completion:£995
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The APRC is calculated based on the following: A repayment mortgage of £270,000 payable over 25 years 7 months on our variable tracker rate for 2 years at 1.69% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,087.10 and 36 monthly payments of £1,383.39 and 246 monthly payments of £1,509.50 followed by a final payment of £885.76. The total amount payable would be £448,115.20 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.27% Variable (BoEBR + 1.52%) for 2 years from completion. The pay rate will not go below a floor of 2.27%.
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.4% APRC
Early Repayment Charges	0.5% for 2 years from completion
Max LTV	80%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 26 years 8 months on our variable tracker rate for 2 years at 2.27% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £603.99 and 36 monthly payments of £726.66 and 259 monthly payments of £795.88 followed by a final payment of £409.52. The total amount payable would be £247,197.96 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.95% Variable (BoEBR + 1.20%) for 2 years from completion. The pay rate will not go below a floor of 1.95%.
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.4% APRC
Early Repayment Charges	None
Max LTV	80%
Mortgage fees	Application:£0 Completion:£995
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The APRC is calculated based on the following: A repayment mortgage of £255,000 payable over 26 years 11 months on our variable tracker rate for 2 years at 1.95% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,018.33 and 36 monthly payments of £1,272.96 and 262 monthly payments of £1,395.42 followed by a final payment of £708.41. The total amount payable would be £436,574.93 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.37% Variable (BoEBR + 1.62%) for 2 years from completion. The pay rate will not go below a floor of 2.37%.
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.4% APRC
Early Repayment Charges	0.5% for 2 years from completion
Max LTV	85%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 27 years 6 months on our variable tracker rate for 2 years at 2.37% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £618.47 and 36 monthly payments of £739.71 and 269 monthly payments of £812.48 followed by a final payment of £391.73. The total amount payable would be £260,421.69 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.99% Variable (BoEBR + 1.24%) for 2 years from completion. The pay rate will not go below a floor of 1.99%.
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.4% APRC
Early Repayment Charges	None
Max LTV	85%
Mortgage fees	Application:£0 Completion:£995
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The APRC is calculated based on the following: A repayment mortgage of £275,000 payable over 28 years 9 months on our variable tracker rate for 2 years at 1.99% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,050.37 and 36 monthly payments of £1,324.88 and 284 monthly payments of £1,461.34 followed by a final payment of £697.07. The total amount payable would be £488,622.19 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.57% Variable (BoEBR + 1.82%) for 2 years from completion. The pay rate will not go below a floor of 2.57%.
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.5% APRC
Early Repayment Charges	0.5% for 2 years from completion
Max LTV	90%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £155,000 payable over 29 years 4 months on our variable tracker rate for 2 years at 2.57% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £626.95 and 36 monthly payments of £739.65 and 291 monthly payments of £817.38 followed by a final payment of £372.48. The total amount payable would be £279,904.26 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.34% Variable (BoEBR + 1.59%) for 2 years from completion. The pay rate will not go below a floor of 2.34%.
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.5% APRC
Early Repayment Charges	None
Max LTV	90%
Mortgage fees	Application:£0 Completion:£995
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The APRC is calculated based on the following: A repayment mortgage of £265,000 payable over 30 years on our variable tracker rate for 2 years at 2.34% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,028.04 and 36 monthly payments of £1,252.43 and 299 monthly payments of £1,387.04 followed by a final payment of £598.24. The total amount payable would be £485,083.64 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Product name	Initial rate payable	Then changing to	Changing to	The overall cost for comparison is	Early Repayment Charges	Max LTV	Mortgage fees
2 Year Fixed Rate Mortgage No Fee for Purchases (Includes Cashback)	3.59% Fixed until 28/02/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.6% APRC	2% until 28 February 2021, then 1% until 28 February 2022	95%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £225,000 payable over 25 years 9 months initially on a rate fixed until 28/02/2022 at 3.59% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,115.72 and 36 monthly payments of £1,161.56 and 248 monthly payments of £1,268.22 followed by a final payment of £838.23. The total amount payable would be £383,950.23 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases (Includes Cashback) Skipton LISA customers only	2.59% Fixed until 31/01/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.5% APRC	2% until 31 January 2021, then 1% until 31 January 2022	85%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £365,000 payable over 28 years 11 months initially on a rate fixed until 31/01/2022 at 2.59% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,494.22 and 36 monthly payments of £1,755.08 and 286 monthly payments of £1,936.84 followed by a final payment of £743.80. The total amount payable would be £653,724.20 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases (Includes Cashback) Skipton LISA customers only	2.65% Fixed until 31/01/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.5% APRC	2% until 31 January 2021, then 1% until 31 January 2022	90%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £315,000 payable over 30 years 8 months initially on a rate fixed until 31/01/2022 at 2.65% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,250.20 and 36 monthly payments of £1,470.09 and 307 monthly payments of £1,631.52 followed by a final payment of £501.80. The total amount payable would be £584,306.48 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases (Skipton LISA customers only)	2.84% Fixed until 31/01/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.5% APRC	2% until 31 January 2021, then 1% until 31 January 2022	95%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 27 years 4 months initially on a rate fixed until 31/01/2022 at 2.84% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £657.50 and 36 monthly payments of £744.85 and 267 monthly payments of £817.65 followed by a final payment of £366.25. The total amount payable would be £261,273.40 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases (Includes Cashback) Skipton LISA customers only	3.29% Fixed until 31/01/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.6% APRC	2% until 31 January 2021, then 1% until 31 January 2022	95%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £225,000 payable over 25 years 9 months initially on a rate fixed until 31/01/2022 at 3.29% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,079.49 and 36 monthly payments of £1,159.02 and 248 monthly payments of £1,265.37 followed by a final payment of £650.42. The total amount payable would be £382,094.66 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages (Includes Cashback) New customers only	2.20% Fixed until 28/02/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.3% APRC	2% until 28 February 2021, then 1% until 28 February 2022	60%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £185,000 payable over 22 years 5 months initially on a rate fixed until 28/02/2022 at 2.20% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £870.99 and 36 monthly payments of £1,025.66 and 208 monthly payments of £1,106.42 followed by a final payment of £824.14. The total amount payable would be £288,787.02 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages (Includes Cashback) New customers only	2.30% Fixed until 28/02/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.4% APRC	2% until 28 February 2021, then 1% until 28 February 2022	75%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £210,000 payable over 24 years 1 month initially on a rate fixed until 28/02/2022 at 2.30% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £946.28 and 36 monthly payments of £1,115.96 and 228 monthly payments of £1,211.22 followed by a final payment of £854.43. The total amount payable would be £339,897.87 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages (Includes Cashback) New customers only	2.65% Fixed until 28/02/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.5% APRC	2% until 28 February 2021, then 1% until 28 February 2022	80%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £235,000 payable over 26 years 1 month initially on a rate fixed until 28/02/2022 at 2.65% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,039.71 and 36 monthly payments of £1,195.97 and 252 monthly payments of £1,307.32 followed by a final payment of £845.91. The total amount payable would be £398,298.51 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages (Includes Cashback) New customers only	2.75% Fixed until 28/02/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.5% APRC	2% until 28 February 2021, then 1% until 28 February 2022	85%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £210,000 payable over 28 years initially on a rate fixed until 28/02/2022 at 2.75% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £896.13 and 36 monthly payments of £1,028.53 and 275 monthly payments of £1,131.66 followed by a final payment of £672.14. The total amount payable would be £370,412.84 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages (Includes Cashback) New customers only	2.91% Fixed until 28/02/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.6% APRC	2% until 28 February 2021, then 1% until 28 February 2022	90%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £225,000 payable over 29 years 2 months initially on a rate fixed until 28/02/2022 at 2.91% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £953.57 and 36 monthly payments of £1,079.64 and 289 monthly payments of £1,192.48 followed by a final payment of £670.69. The total amount payable would be £407,050.13 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	1.56% Fixed until 28/02/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.0% APRC	2% until 28 February 2021, then 1% until 28 February 2022	60%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £95,000 payable over 17 years 5 months initially on a rate fixed until 28/02/2022 at 1.56% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £518.90 and 36 monthly payments of £617.41 and 148 monthly payments of £653.09 followed by a final payment of £563.76. The total amount payable would be £131,901.44 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages	1.29% Fixed until 28/02/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.1% APRC	2% until 28 February 2021, then 1% until 28 February 2022	60%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £210,000 payable over 21 years 3 months initially on a rate fixed until 28/02/2022 at 1.29% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £945.71 and 36 monthly payments of £1,199.70 and 194 monthly payments of £1,288.45 followed by a final payment of £1,002.17. The total amount payable would be £316,847.71 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages (Includes Cashback) New customers only.	1.95% Fixed until 28/02/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.3% APRC	2% until 28 February 2021, then 1% until 28 February 2022	75%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 7 months initially on a rate fixed until 28/02/2022 at 1.95% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £575.85 and 36 monthly payments of £706.77 and 234 monthly payments of £768.49 followed by a final payment of £527.90. The total amount payable would be £219,618.68 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	1.81% Fixed until 28/02/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.3% APRC	2% until 28 February 2021, then 1% until 28 February 2022	75%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 7 months initially on a rate fixed until 28/02/2022 at 1.81% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £566.88 and 36 monthly payments of £705.91 and 234 monthly payments of £767.56 followed by a final payment of £528.37. The total amount payable would be £219,155.29 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages	1.58% Fixed until 28/02/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.3% APRC	2% until 28 February 2021, then 1% until 28 February 2022	75%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £270,000 payable over 25 years 7 months initially on a rate fixed until 28/02/2022 at 1.58% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,073.20 and 36 monthly payments of £1,382.05 and 246 monthly payments of £1,508.08 followed by a final payment of £998.55. The total amount payable would be £447,496.83 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	1.89% Fixed until 28/02/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.3% APRC	2% until 28 February 2021, then 1% until 28 February 2022	80%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 26 years 8 months initially on a rate fixed until 28/02/2022 at 1.89% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £576.69 and 36 monthly payments of £724.41 and 259 monthly payments of £793.46 followed by a final payment of £503.14. The total amount payable would be £245,928.60 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages	1.64% Fixed until 28/02/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.3% APRC	2% until 28 February 2021, then 1% until 28 February 2022	80%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £255,000 payable over 26 years 11 months initially on a rate fixed until 28/02/2022 at 1.64% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £980.38 and 36 monthly payments of £1,269.60 and 262 monthly payments of £1,391.80 followed by a final payment of £864.89. The total amount payable would be £434,751.21 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	2.14% Fixed until 28/02/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.4% APRC	2% until 28 February 2021, then 1% until 28 February 2022	85%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 27 years 6 months initially on a rate fixed until 28/02/2022 at 2.14% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £601.24 and 36 monthly payments of £738.34 and 269 monthly payments of £811.01 followed by a final payment of £494.05. The total amount payable would be £259,665.74 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages	1.83% Fixed until 28/02/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.4% APRC	2% until 28 February 2021, then 1% until 28 February 2022	85%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £275,000 payable over 28 years 9 months initially on a rate fixed until 28/02/2022 at 1.83% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,028.49 and 36 monthly payments of £1,323.17 and 284 monthly payments of £1,459.48 followed by a final payment of £830.54. The total amount payable would be £487,640.74 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages (Includes Cashback) New customers only.	2.61% Fixed until 28/02/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.5% APRC	2% until 28 February 2021, then 1% until 28 February 2022	90%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £155,000 payable over 29 years 6 months initially on a rate fixed until 28/02/2022 at 2.61% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £627.68 and 36 monthly payments of £737.71 and 293 monthly payments of £815.71 followed by a final payment of £443.54. The total amount payable would be £281,068.45 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	2.57% Fixed until 28/02/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.5% APRC	2% until 28 February 2021, then 1% until 28 February 2022	90%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £155,000 payable over 29 years 4 months initially on a rate fixed until 28/02/2022 at 2.57% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £626.95 and 36 monthly payments of £739.66 and 291 monthly payments of £817.40 followed by a final payment of £456.95. The total amount payable would be £279,994.91 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages	2.15% Fixed until 28/02/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.5% APRC	2% until 28 February 2021, then 1% until 28 February 2022	90%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £265,000 payable over 30 years initially on a rate fixed until 28/02/2022 at 2.15% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,002.58 and 36 monthly payments of £1,250.54 and 299 monthly payments of £1,384.99 followed by a final payment of £737.61. The total amount payable would be £483,930.98 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage Low Fee for Purchases	2.80% Fixed until 28/02/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.5% APRC	2% until 28 February 2021, then 1% until 28 February 2022	95%	Application:£0 Completion:£495	Find out more
The APRC is calculated based on the following: A repayment mortgage of £220,000 payable over 27 years 9 months initially on a rate fixed until 28/02/2022 at 2.80% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £952.20 and 36 monthly payments of £1,085.60 and 272 monthly payments of £1,193.45 followed by a final payment of £720.03. The total amount payable would be £387,272.83 made up of the loan amount plus interest, Completion fee of £495, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases	2.91% Fixed until 28/02/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.5% APRC	2% until 28 February 2021, then 1% until 28 February 2022	95%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 27 years 4 months initially on a rate fixed until 28/02/2022 at 2.91% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £662.88 and 36 monthly payments of £745.27 and 267 monthly payments of £818.16 followed by a final payment of £500.03. The total amount payable would be £261,687.59 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Base Rate Tracker Mortgage No Fee for Purchases & Remortgages	1.79% Variable (BoEBR + 1.04%) for 2 years from completion. The pay rate will not go below a floor of 1.79%.	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.0% APRC	0.5% for 2 years from completion	60%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £95,000 payable over 17 years 5 months on our variable tracker rate for 2 years at 1.79% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £529.07 and 36 monthly payments of £618.66 and 148 monthly payments of £654.37 followed by a final payment of £531.02. The total amount payable would be £132,347.22 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Base Rate Tracker Mortgage Standard Fee for Purchases & Remortgages	1.55% Variable (BoEBR + 0.80%) for 2 years from completion. The pay rate will not go below a floor of 1.55%.	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.2% APRC	None	60%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £210,000 payable over 21 years 3 months on our variable tracker rate for 2 years at 1.55% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £971.24 and 36 monthly payments of £1,202.44 and 194 monthly payments of £1,291.37 followed by a final payment of £936.34. The total amount payable would be £318,059.72 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Base Rate Tracker Mortgage No Fee for Purchases & Remortgages	1.99% Variable (BoEBR + 1.24%) for 2 years from completion. The pay rate will not go below a floor of 1.99%.	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.3% APRC	0.5% for 2 years from completion	75%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 7 months on our variable tracker rate for 2 years at 1.99% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £578.56 and 36 monthly payments of £706.99 and 234 monthly payments of £768.69 followed by a final payment of £451.17. The total amount payable would be £219,661.71 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Base Rate Tracker Mortgage Standard Fee for Purchases & Remortgages	1.69% Variable (BoEBR + 0.94%) for 2 years from completion. The pay rate will not go below a floor of 1.69%.	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.3% APRC	None	75%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £270,000 payable over 25 years 7 months on our variable tracker rate for 2 years at 1.69% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,087.10 and 36 monthly payments of £1,383.39 and 246 monthly payments of £1,509.50 followed by a final payment of £885.76. The total amount payable would be £448,115.20 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Base Rate Tracker No Fee for Purchases & Remortgages	2.27% Variable (BoEBR + 1.52%) for 2 years from completion. The pay rate will not go below a floor of 2.27%.	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.4% APRC	0.5% for 2 years from completion	80%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 26 years 8 months on our variable tracker rate for 2 years at 2.27% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £603.99 and 36 monthly payments of £726.66 and 259 monthly payments of £795.88 followed by a final payment of £409.52. The total amount payable would be £247,197.96 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Base Rate Tracker Standard Fee for Purchases & Remortgages	1.95% Variable (BoEBR + 1.20%) for 2 years from completion. The pay rate will not go below a floor of 1.95%.	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.4% APRC	None	80%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £255,000 payable over 26 years 11 months on our variable tracker rate for 2 years at 1.95% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,018.33 and 36 monthly payments of £1,272.96 and 262 monthly payments of £1,395.42 followed by a final payment of £708.41. The total amount payable would be £436,574.93 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Base Rate Tracker Mortgage No Fee for Purchases & Remortgages	2.37% Variable (BoEBR + 1.62%) for 2 years from completion. The pay rate will not go below a floor of 2.37%.	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.4% APRC	0.5% for 2 years from completion	85%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 27 years 6 months on our variable tracker rate for 2 years at 2.37% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £618.47 and 36 monthly payments of £739.71 and 269 monthly payments of £812.48 followed by a final payment of £391.73. The total amount payable would be £260,421.69 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Base Rate Tracker Mortgage Standard Fee for Purchases & Remortgages	1.99% Variable (BoEBR + 1.24%) for 2 years from completion. The pay rate will not go below a floor of 1.99%.	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.4% APRC	None	85%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £275,000 payable over 28 years 9 months on our variable tracker rate for 2 years at 1.99% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,050.37 and 36 monthly payments of £1,324.88 and 284 monthly payments of £1,461.34 followed by a final payment of £697.07. The total amount payable would be £488,622.19 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Base Rate Tracker Mortgage No Fee for Purchases & Remortgages	2.57% Variable (BoEBR + 1.82%) for 2 years from completion. The pay rate will not go below a floor of 2.57%.	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.5% APRC	0.5% for 2 years from completion	90%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £155,000 payable over 29 years 4 months on our variable tracker rate for 2 years at 2.57% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £626.95 and 36 monthly payments of £739.65 and 291 monthly payments of £817.38 followed by a final payment of £372.48. The total amount payable would be £279,904.26 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Base Rate Tracker Mortgage Standard Fee for Purchases & Remortgages	2.34% Variable (BoEBR + 1.59%) for 2 years from completion. The pay rate will not go below a floor of 2.34%.	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.5% APRC	None	90%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £265,000 payable over 30 years on our variable tracker rate for 2 years at 2.34% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,028.04 and 36 monthly payments of £1,252.43 and 299 monthly payments of £1,387.04 followed by a final payment of £598.24. The total amount payable would be £485,083.64 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.95% Fixed until 31/01/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.3% APRC
Early Repayment Charges	5% until 31 January 2021, then 5% until 31 January 2022, then 4% until 31 January 2023, then 3% until 31 January 2024, then 2% until 31 January 2025
Max LTV	95%
Mortgage fees	Application:£0 Completion:£495
Find out more
The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 28 years 3 months initially on a rate fixed until 31/01/2025 at 2.95% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £654.21 and 278 monthly payments of £799.94 followed by a final payment of £325.44. The total amount payable would be £261,961.36 made up of the loan amount plus interest, Completion fee of £495, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	3.09% Fixed until 31/01/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.4% APRC
Early Repayment Charges	5% until 31 January 2021, then 5% until 31 January 2022, then 4% until 31 January 2023, then 3% until 31 January 2024, then 2% until 31 January 2025
Max LTV	95%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 27 years 4 months initially on a rate fixed until 31/01/2025 at 3.09% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £677.14 and 267 monthly payments of £811.22 followed by a final payment of £363.33. The total amount payable would be £257,587.47 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.51% Fixed until 28/02/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	3.6% APRC
Early Repayment Charges	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025
Max LTV	60%
Mortgage fees	Application:£0 Completion:£1,995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £330,000 payable over 22 years 10 months initially on a rate fixed until 28/02/2025 at 1.51% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £1,432.34 and 213 monthly payments of £1,895.58 followed by a final payment of £1,395.93. The total amount payable would be £491,094.87 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.79% Fixed until 28/02/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	3.4% APRC
Early Repayment Charges	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025
Max LTV	60%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £95,000 payable over 17 years 5 months initially on a rate fixed until 28/02/2025 at 1.79% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £529.07 and 148 monthly payments of £635.93 followed by a final payment of £546.53. The total amount payable would be £126,408.37 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.56% Fixed until 28/02/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	3.6% APRC
Early Repayment Charges	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025
Max LTV	60%
Mortgage fees	Application:£0 Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £210,000 payable over 21 years 3 months initially on a rate fixed until 28/02/2025 at 1.56% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £971.79 and 194 monthly payments of £1,252.84 followed by a final payment of £973.30. The total amount payable would be £302,331.66 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.80% Fixed until 28/02/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	3.9% APRC
Early Repayment Charges	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025
Max LTV	75%
Mortgage fees	Application:£0 Completion:£1,995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £375,000 payable over 27 years 3 months initially on a rate fixed until 28/02/2025 at 1.80% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £1,458.18 and 266 monthly payments of £1,989.79 followed by a final payment of £1,221.34. The total amount payable would be £617,996.28 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.89% Fixed until 28/02/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	3.8% APRC
Early Repayment Charges	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025
Max LTV	75%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 7 months initially on a rate fixed until 28/02/2025 at 1.89% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £571.96 and 234 monthly payments of £749.10 followed by a final payment of £516.24. The total amount payable would be £210,123.24 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.94% Fixed until 28/02/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.1% APRC
Early Repayment Charges	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025
Max LTV	80%
Mortgage fees	Application:£0 Completion:£1,995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £305,000 payable over 30 years 9 months initially on a rate fixed until 28/02/2025 at 1.94% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £1,104.67 and 308 monthly payments of £1,544.25 followed by a final payment of £788.65. The total amount payable would be £542,697.85 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.10% Fixed until 28/02/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.0% APRC
Early Repayment Charges	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025
Max LTV	80%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 26 years 8 months initially on a rate fixed until 28/02/2025 at 2.10% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £591.59 and 259 monthly payments of £777.73 followed by a final payment of £490.43. The total amount payable would be £237,417.90 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.99% Fixed until 28/02/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.0% APRC
Early Repayment Charges	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025
Max LTV	80%
Mortgage fees	Application:£0 Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £255,000 payable over 26 years 11 months initially on a rate fixed until 28/02/2025 at 1.99% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £1,023.50 and 262 monthly payments of £1,364.05 followed by a final payment of £849.10. The total amount payable would be £419,640.20 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.01% Fixed until 28/02/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	3.9% APRC
Early Repayment Charges	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025
Max LTV	75%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 7 months initially on a rate fixed until 28/02/2025 at 2.01% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £579.77 and 234 monthly payments of £751.02 followed by a final payment of £520.69. The total amount payable would be £211,045.57 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.84% Fixed until 28/02/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	3.9% APRC
Early Repayment Charges	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025
Max LTV	75%
Mortgage fees	Application:£0 Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £270,000 payable over 25 years 7 months initially on a rate fixed until 28/02/2025 at 1.84% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £1,106.53 and 246 monthly payments of £1,473.54 followed by a final payment of £978.94. The total amount payable would be £429,861.58 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.14% Fixed until 28/02/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.1% APRC
Early Repayment Charges	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025
Max LTV	85%
Mortgage fees	Application:£0 Completion:£1,995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £360,000 payable over 28 years 10 months initially on a rate fixed until 28/02/2025 at 2.14% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £1,401.75 and 285 monthly payments of £1,877.38 followed by a final payment of £1,064.42. The total amount payable would be £620,222.72 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.26% Fixed until 28/02/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.0% APRC
Early Repayment Charges	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025
Max LTV	85%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 27 years 6 months initially on a rate fixed until 28/02/2025 at 2.26% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £610.23 and 269 monthly payments of £796.05 followed by a final payment of £488.45. The total amount payable would be £251,239.70 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.24% Fixed until 28/02/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.1% APRC
Early Repayment Charges	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025
Max LTV	85%
Mortgage fees	Application:£0 Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £275,000 payable over 28 years 9 months initially on a rate fixed until 28/02/2025 at 2.24% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £1,084.99 and 284 monthly payments of £1,435.99 followed by a final payment of £816.72. The total amount payable would be £473,737.28 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

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Use our mortgage affordability calculator to get an idea of how much you could potentially borrow, based on your income and outgoings, and to request a Decision in Principle when you’re ready.

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Initial rate payable	2.59% Fixed until 28/02/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.3% APRC
Early Repayment Charges	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025
Max LTV	90%
Mortgage fees	Application:£0 Completion:£1,995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £315,000 payable over 30 years 8 months initially on a rate fixed until 28/02/2025 at 2.59% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £1,248.12 and 307 monthly payments of £1,616.94 followed by a final payment of £831.76. The total amount payable would be £572,119.54 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.79% Fixed until 28/02/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.3% APRC
Early Repayment Charges	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025
Max LTV	90%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £155,000 payable over 29 years 4 months initially on a rate fixed until 28/02/2025 at 2.79% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £644.68 and 291 monthly payments of £808.31 followed by a final payment of £445.20. The total amount payable would be £274,344.21 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.89% Fixed until 28/02/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.3% APRC
Early Repayment Charges	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025
Max LTV	90%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £155,000 payable over 29 years 6 months initially on a rate fixed until 28/02/2025 at 2.89% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £650.62 and 293 monthly payments of £807.87 followed by a final payment of £446.26. The total amount payable would be £276,189.37 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.69% Fixed until 28/02/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.3% APRC
Early Repayment Charges	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025
Max LTV	90%
Mortgage fees	Application:£0 Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £265,000 payable over 30 years initially on a rate fixed until 28/02/2025 at 2.69% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £1,076.62 and 299 monthly payments of £1,371.54 followed by a final payment of £728.62. The total amount payable would be £475,416.28 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.99% Fixed until 28/02/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.3% APRC
Early Repayment Charges	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025
Max LTV	95%
Mortgage fees	Application:£0 Completion:£495
Find out more
The APRC is calculated based on the following: A repayment mortgage of £220,000 payable over 27 years 9 months initially on a rate fixed until 28/02/2025 at 2.99% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £974.31 and 272 monthly payments of £1,182.19 followed by a final payment of £710.10. The total amount payable would be £380,724.38 made up of the loan amount plus interest, Completion fee of £495, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	3.06% Fixed until 28/02/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.3% APRC
Early Repayment Charges	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025
Max LTV	95%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 27 years 4 months initially on a rate fixed until 28/02/2025 at 3.06% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £674.75 and 267 monthly payments of £810.82 followed by a final payment of £495.56. The total amount payable would be £257,469.50 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Product name	Initial rate payable	Then changing to	Changing to	The overall cost for comparison is	Early Repayment Charges	Max LTV	Mortgage fees
5 Year Fixed Rate Mortgage Low Fee for Purchases (Skipton LISA customers only)	2.95% Fixed until 31/01/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.3% APRC	5% until 31 January 2021, then 5% until 31 January 2022, then 4% until 31 January 2023, then 3% until 31 January 2024, then 2% until 31 January 2025	95%	Application:£0 Completion:£495	Find out more
The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 28 years 3 months initially on a rate fixed until 31/01/2025 at 2.95% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £654.21 and 278 monthly payments of £799.94 followed by a final payment of £325.44. The total amount payable would be £261,961.36 made up of the loan amount plus interest, Completion fee of £495, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage No Fee for Purchases (Skipton LISA customers only)	3.09% Fixed until 31/01/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.4% APRC	5% until 31 January 2021, then 5% until 31 January 2022, then 4% until 31 January 2023, then 3% until 31 January 2024, then 2% until 31 January 2025	95%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 27 years 4 months initially on a rate fixed until 31/01/2025 at 3.09% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £677.14 and 267 monthly payments of £811.22 followed by a final payment of £363.33. The total amount payable would be £257,587.47 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage High Fee for Purchases & Remortgages	1.51% Fixed until 28/02/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	3.6% APRC	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025	60%	Application:£0 Completion:£1,995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £330,000 payable over 22 years 10 months initially on a rate fixed until 28/02/2025 at 1.51% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £1,432.34 and 213 monthly payments of £1,895.58 followed by a final payment of £1,395.93. The total amount payable would be £491,094.87 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	1.79% Fixed until 28/02/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	3.4% APRC	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025	60%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £95,000 payable over 17 years 5 months initially on a rate fixed until 28/02/2025 at 1.79% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £529.07 and 148 monthly payments of £635.93 followed by a final payment of £546.53. The total amount payable would be £126,408.37 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages	1.56% Fixed until 28/02/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	3.6% APRC	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025	60%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £210,000 payable over 21 years 3 months initially on a rate fixed until 28/02/2025 at 1.56% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £971.79 and 194 monthly payments of £1,252.84 followed by a final payment of £973.30. The total amount payable would be £302,331.66 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage High Fee for Purchases & Remortgages	1.80% Fixed until 28/02/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	3.9% APRC	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025	75%	Application:£0 Completion:£1,995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £375,000 payable over 27 years 3 months initially on a rate fixed until 28/02/2025 at 1.80% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £1,458.18 and 266 monthly payments of £1,989.79 followed by a final payment of £1,221.34. The total amount payable would be £617,996.28 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	1.89% Fixed until 28/02/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	3.8% APRC	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025	75%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 7 months initially on a rate fixed until 28/02/2025 at 1.89% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £571.96 and 234 monthly payments of £749.10 followed by a final payment of £516.24. The total amount payable would be £210,123.24 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage High Fee for Purchases & Remortgages	1.94% Fixed until 28/02/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.1% APRC	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025	80%	Application:£0 Completion:£1,995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £305,000 payable over 30 years 9 months initially on a rate fixed until 28/02/2025 at 1.94% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £1,104.67 and 308 monthly payments of £1,544.25 followed by a final payment of £788.65. The total amount payable would be £542,697.85 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	2.10% Fixed until 28/02/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.0% APRC	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025	80%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 26 years 8 months initially on a rate fixed until 28/02/2025 at 2.10% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £591.59 and 259 monthly payments of £777.73 followed by a final payment of £490.43. The total amount payable would be £237,417.90 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages	1.99% Fixed until 28/02/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.0% APRC	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025	80%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £255,000 payable over 26 years 11 months initially on a rate fixed until 28/02/2025 at 1.99% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £1,023.50 and 262 monthly payments of £1,364.05 followed by a final payment of £849.10. The total amount payable would be £419,640.20 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages (Includes Cashback) New customers only	2.01% Fixed until 28/02/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	3.9% APRC	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025	75%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 7 months initially on a rate fixed until 28/02/2025 at 2.01% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £579.77 and 234 monthly payments of £751.02 followed by a final payment of £520.69. The total amount payable would be £211,045.57 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages	1.84% Fixed until 28/02/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	3.9% APRC	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025	75%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £270,000 payable over 25 years 7 months initially on a rate fixed until 28/02/2025 at 1.84% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £1,106.53 and 246 monthly payments of £1,473.54 followed by a final payment of £978.94. The total amount payable would be £429,861.58 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage High Fee for Purchases & Remortgages	2.14% Fixed until 28/02/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.1% APRC	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025	85%	Application:£0 Completion:£1,995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £360,000 payable over 28 years 10 months initially on a rate fixed until 28/02/2025 at 2.14% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £1,401.75 and 285 monthly payments of £1,877.38 followed by a final payment of £1,064.42. The total amount payable would be £620,222.72 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	2.26% Fixed until 28/02/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.0% APRC	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025	85%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 27 years 6 months initially on a rate fixed until 28/02/2025 at 2.26% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £610.23 and 269 monthly payments of £796.05 followed by a final payment of £488.45. The total amount payable would be £251,239.70 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages	2.24% Fixed until 28/02/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.1% APRC	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025	85%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £275,000 payable over 28 years 9 months initially on a rate fixed until 28/02/2025 at 2.24% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £1,084.99 and 284 monthly payments of £1,435.99 followed by a final payment of £816.72. The total amount payable would be £473,737.28 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage High Fee for Purchases & Remortgages	2.59% Fixed until 28/02/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.3% APRC	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025	90%	Application:£0 Completion:£1,995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £315,000 payable over 30 years 8 months initially on a rate fixed until 28/02/2025 at 2.59% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £1,248.12 and 307 monthly payments of £1,616.94 followed by a final payment of £831.76. The total amount payable would be £572,119.54 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	2.79% Fixed until 28/02/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.3% APRC	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025	90%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £155,000 payable over 29 years 4 months initially on a rate fixed until 28/02/2025 at 2.79% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £644.68 and 291 monthly payments of £808.31 followed by a final payment of £445.20. The total amount payable would be £274,344.21 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages (Includes Cashback) New customers only	2.89% Fixed until 28/02/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.3% APRC	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025	90%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £155,000 payable over 29 years 6 months initially on a rate fixed until 28/02/2025 at 2.89% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £650.62 and 293 monthly payments of £807.87 followed by a final payment of £446.26. The total amount payable would be £276,189.37 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages	2.69% Fixed until 28/02/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.3% APRC	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025	90%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £265,000 payable over 30 years initially on a rate fixed until 28/02/2025 at 2.69% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £1,076.62 and 299 monthly payments of £1,371.54 followed by a final payment of £728.62. The total amount payable would be £475,416.28 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage Low Fee for Purchase	2.99% Fixed until 28/02/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.3% APRC	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025	95%	Application:£0 Completion:£495	Find out more
The APRC is calculated based on the following: A repayment mortgage of £220,000 payable over 27 years 9 months initially on a rate fixed until 28/02/2025 at 2.99% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £974.31 and 272 monthly payments of £1,182.19 followed by a final payment of £710.10. The total amount payable would be £380,724.38 made up of the loan amount plus interest, Completion fee of £495, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgages No Fee for Purchase	3.06% Fixed until 28/02/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.3% APRC	5% until 28 February 2021, then 5% until 28 February 2022, then 4% until 28 February 2023, then 3% until 29 February 2024, then 2% until 28 February 2025	95%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 27 years 4 months initially on a rate fixed until 28/02/2025 at 3.06% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £674.75 and 267 monthly payments of £810.82 followed by a final payment of £495.56. The total amount payable would be £257,469.50 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.33% Fixed until 28/02/2027
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	3.3% APRC
Early Repayment Charges	7% until 28 February 2021, then 7% until 28 February 2022, then 7% until 28 February 2023, then 6% until 29 February 2024, then 5% until 28 February 2025, then 4% until 28 February 2026, then 3% until 28 February 2027
Max LTV	60%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £95,000 payable over 17 years 5 months initially on a rate fixed until 28/02/2027 at 2.33% and then our RMVR variable rate currently 4.99% for the remaining term would require 84 monthly payments of £552.90 and 124 monthly payments of £628.92 followed by a final payment of £567.65. The total amount payable would be £124,997.33 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.47% Fixed until 28/02/2027
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	3.7% APRC
Early Repayment Charges	7% until 28 February 2021, then 7% until 28 February 2022, then 7% until 28 February 2023, then 6% until 29 February 2024, then 5% until 28 February 2025, then 4% until 28 February 2026, then 3% until 28 February 2027
Max LTV	75%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 7 months initially on a rate fixed until 28/02/2027 at 2.47% and then our RMVR variable rate currently 4.99% for the remaining term would require 84 monthly payments of £610.41 and 210 monthly payments of £743.50 followed by a final payment of £553.05. The total amount payable would be £207,962.49 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.64% Fixed until 28/02/2027
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	3.9% APRC
Early Repayment Charges	7% until 28 February 2021, then 7% until 28 February 2022, then 7% until 28 February 2023, then 6% until 29 February 2024, then 5% until 28 February 2025, then 4% until 28 February 2026, then 3% until 28 February 2027
Max LTV	85%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 27 years 6 months initially on a rate fixed until 28/02/2027 at 2.64% and then our RMVR variable rate currently 4.99% for the remaining term would require 84 monthly payments of £639.16 and 245 monthly payments of £788.35 followed by a final payment of £523.85. The total amount payable would be £247,359.04 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.85% Fixed until 28/02/2027
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.1% APRC
Early Repayment Charges	7% until 28 February 2021, then 7% until 28 February 2022, then 7% until 28 February 2023, then 6% until 29 February 2024, then 5% until 28 February 2025, then 4% until 28 February 2026, then 3% until 28 February 2027
Max LTV	90%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £155,000 payable over 29 years 4 months initially on a rate fixed until 28/02/2027 at 2.85% and then our RMVR variable rate currently 4.99% for the remaining term would require 84 monthly payments of £649.60 and 267 monthly payments of £797.04 followed by a final payment of £489.58. The total amount payable would be £267,865.66 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Product name	Initial rate payable	Then changing to	Changing to	The overall cost for comparison is	Early Repayment Charges	Max LTV	Mortgage fees
7 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	2.33% Fixed until 28/02/2027	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	3.3% APRC	7% until 28 February 2021, then 7% until 28 February 2022, then 7% until 28 February 2023, then 6% until 29 February 2024, then 5% until 28 February 2025, then 4% until 28 February 2026, then 3% until 28 February 2027	60%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £95,000 payable over 17 years 5 months initially on a rate fixed until 28/02/2027 at 2.33% and then our RMVR variable rate currently 4.99% for the remaining term would require 84 monthly payments of £552.90 and 124 monthly payments of £628.92 followed by a final payment of £567.65. The total amount payable would be £124,997.33 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
7 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	2.47% Fixed until 28/02/2027	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	3.7% APRC	7% until 28 February 2021, then 7% until 28 February 2022, then 7% until 28 February 2023, then 6% until 29 February 2024, then 5% until 28 February 2025, then 4% until 28 February 2026, then 3% until 28 February 2027	75%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 7 months initially on a rate fixed until 28/02/2027 at 2.47% and then our RMVR variable rate currently 4.99% for the remaining term would require 84 monthly payments of £610.41 and 210 monthly payments of £743.50 followed by a final payment of £553.05. The total amount payable would be £207,962.49 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
7 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	2.64% Fixed until 28/02/2027	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	3.9% APRC	7% until 28 February 2021, then 7% until 28 February 2022, then 7% until 28 February 2023, then 6% until 29 February 2024, then 5% until 28 February 2025, then 4% until 28 February 2026, then 3% until 28 February 2027	85%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 27 years 6 months initially on a rate fixed until 28/02/2027 at 2.64% and then our RMVR variable rate currently 4.99% for the remaining term would require 84 monthly payments of £639.16 and 245 monthly payments of £788.35 followed by a final payment of £523.85. The total amount payable would be £247,359.04 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
7 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	2.85% Fixed until 28/02/2027	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.1% APRC	7% until 28 February 2021, then 7% until 28 February 2022, then 7% until 28 February 2023, then 6% until 29 February 2024, then 5% until 28 February 2025, then 4% until 28 February 2026, then 3% until 28 February 2027	90%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £155,000 payable over 29 years 4 months initially on a rate fixed until 28/02/2027 at 2.85% and then our RMVR variable rate currently 4.99% for the remaining term would require 84 monthly payments of £649.60 and 267 monthly payments of £797.04 followed by a final payment of £489.58. The total amount payable would be £267,865.66 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

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2 Year Fixed Rate Mortgage No Fee for Purchases (Includes Cashback)

2 Year Fixed Rate Mortgage No Fee for Purchases (Includes Cashback) Skipton LISA customers only

2 Year Fixed Rate Mortgage No Fee for Purchases (Includes Cashback) Skipton LISA customers only

2 Year Fixed Rate Mortgage No Fee for Purchases (Skipton LISA customers only)

2 Year Fixed Rate Mortgage No Fee for Purchases (Includes Cashback) Skipton LISA customers only

2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages (Includes Cashback) New customers only

2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages (Includes Cashback) New customers only

2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages (Includes Cashback) New customers only

2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages (Includes Cashback) New customers only

2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages (Includes Cashback) New customers only

2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages

2 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages

2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages (Includes Cashback) New customers only.

2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages

2 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages

2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages

2 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages

2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages

2 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages

2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages (Includes Cashback) New customers only.

2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages

2 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages

2 Year Fixed Rate Mortgage Low Fee for Purchases

2 Year Fixed Rate Mortgage No Fee for Purchases

2 Year Base Rate Tracker Mortgage No Fee for Purchases & Remortgages

2 Year Base Rate Tracker Mortgage Standard Fee for Purchases & Remortgages

2 Year Base Rate Tracker Mortgage No Fee for Purchases & Remortgages

2 Year Base Rate Tracker Mortgage Standard Fee for Purchases & Remortgages

2 Year Base Rate Tracker No Fee for Purchases & Remortgages

2 Year Base Rate Tracker Standard Fee for Purchases & Remortgages

2 Year Base Rate Tracker Mortgage No Fee for Purchases & Remortgages

2 Year Base Rate Tracker Mortgage Standard Fee for Purchases & Remortgages

2 Year Base Rate Tracker Mortgage No Fee for Purchases & Remortgages

2 Year Base Rate Tracker Mortgage Standard Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage Low Fee for Purchases (Skipton LISA customers only)

5 Year Fixed Rate Mortgage No Fee for Purchases (Skipton LISA customers only)

5 Year Fixed Rate Mortgage High Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage High Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage High Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages (Includes Cashback) New customers only

5 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage High Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage High Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages (Includes Cashback) New customers only

5 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage Low Fee for Purchase